MUTUAL FUNDS
Popular Comparisons
The fund pairings investors search for most, compared on real rolling returns, risk metrics, and Punji Analytics - not just category and NAV.
Flexi Cap
Invests across large, mid, and small-cap stocks with no fixed allocation - the fund manager has full discretion to rotate market-cap exposure as conditions change.
Small Cap
Invests at least 65% in small-cap stocks - the 251st company onward by market cap. Higher growth potential, with the higher volatility that comes with smaller, less-liquid businesses.
Index Funds
Passively tracks a benchmark index, holding its constituent stocks in roughly the same weights - the lowest-cost way to get market-matching returns, with no fund-manager stock selection.
ELSS / Tax Saver
Equity-Linked Savings Schemes qualify for a tax deduction under Section 80C, with a mandatory 3-year lock-in - the shortest lock-in among all 80C-eligible investment options.
Large Cap
Invests at least 80% in India's top 100 companies by market cap - the most stable, lowest-volatility equity category, usually the first exposure in a conservative portfolio.
Focused
Holds a maximum of 30 stocks by SEBI mandate - concentrated, high-conviction bets instead of the broader diversification of a flexi cap or multi cap fund.
Sectoral / Thematic
Concentrates in one sector or theme (manufacturing, infrastructure, FMCG, consumption) rather than diversifying broadly - higher conviction on a single trend, and higher risk if that trend stalls.
Questions, answered
How does Punji compare mutual funds?
Side by side, on the same real data: rolling CAGR and SIP XIRR across every holding period, risk metrics like Sharpe ratio and standard deviation, category rank, and the Punji Fund Health Score. Not just NAV and category, which most comparisons stop at.
Can I compare any two mutual funds, not just the pairs listed here?
Yes. These are curated entry points for the most-searched pairings. To compare any funds, use the search in the site header - click a fund name to select it, pick up to three, then compare.
What data is behind these fund comparisons?
AMFI-disclosed NAV history and portfolio holdings, refreshed nightly - the same public, regulator-sourced data described on Punji's data sources page, not a third-party data vendor.
How many mutual funds can I compare at once?
Up to three funds in a single comparison.