FOR INDIANS WHO INVEST ON THEIR OWN
Invest on your own.
Understand with Punji.
Punji is a free AI-powered capital markets intelligence platform for Indian self-directed investors, grounded in 20+ years of AMFI, NSE, and BSE data.
Ask questions about your mutual funds and stocks - portfolio balance, risk, overlap, and long-term performance - powered by 20+ years of Indian market data.
No brokerage. No product pushing. Just research-backed insights for investors who make their own decisions.
20+ Years
FUND & MARKET HISTORY
8,600+
MUTUAL FUND SCHEMES TRACKED
1,400+
NSE STOCKS COVERED
₹0
FREE TO START
FROM QUESTIONS TO INSIGHTS
Your investing doubts deserve better than guesswork.
Punji helps you move from uncertainty to clarity. Ask about your SIPs, fund overlap, stock valuations, portfolio balance, risk, returns, category exposure, and long-term behavior - and get answers backed by data, not sales incentives.
- •Ask in natural language
- •Analyze 20+ years of fund and market data
- •See visual portfolio insights
- •Understand overlap, risk, and diversification
- •Learn before you change your portfolio
answers.
Punji AI understands your mutual funds, stocks, your portfolio, and 20+ years of data to give you clear, research-backed insights in seconds.
WHO IT'S FOR
Built for Indians who manage their own investments.
If you manage your own SIPs and stock trades across direct plans and new-age investing apps, compare funds and stocks online, and still wonder whether your portfolio is actually balanced, Punji is built for you.
01
You already invest
You use direct plans, discount brokers, and new-age apps - SIPs, stocks, and your own judgment.
02
You still have questions
Are my funds overlapping? Am I taking too much risk on a stock? Is my portfolio balanced?
03
Punji helps you research
Ask the AI Chat Tool and get educational insights based on long-term data.
INSIDE PUNJI AI
See exactly what Punji AI helps you do.
Inside Punji, investors can ask real mutual fund, stock, and portfolio questions and get structured answers, tables, comparisons, charts, and portfolio-style breakdowns. The experience is designed for self-service research - not advisor dependency.
Example interface shown for educational purposes. Punji does not provide brokerage or execute transactions.
Portfolio Health Score
PHILOSOPHY
Research-backed. Not broker-backed.
Punji is designed to help investors understand mutual fund and stock market data and make more informed decisions. It does not sell funds, execute trades, or push products.
No brokerage
Punji is not a trading or transaction platform.
No product pushing
The goal is insight, not distribution.
No black-box confidence
Answers are grounded in data, research logic, and transparent educational framing.
No advisor dependency
Ask your own questions and learn before you act.
WHAT CAN I ASK?
Ask questions the way you actually think
You do not need to know financial jargon to start. Ask the question in your own words and let Punji help you structure the research.
REAL EXAMPLES, NOT HYPOTHETICALS
What Punji actually answers
What is the latest NAV of a mutual fund?
Ask Punji AI for any fund by name. Example: Parag Parikh Flexi Cap Fund - Direct Plan - Growth's latest NAV is ₹90.6865 as of 2026-08-27.
What is a fund's 3-year CAGR?
Ask Punji AI for the rolling 3-year CAGR of any fund - not just one trailing number, but the full range across every overlapping 3-year window in its history. Example: Parag Parikh Flexi Cap Fund's 3-year rolling CAGR has a median of 19.3%, ranging from 0.7% to 37.6% depending on start date.
What is a fund's Sharpe ratio?
Ask Punji AI for the Sharpe ratio of any fund - return earned per unit of risk taken. Example: Parag Parikh Flexi Cap Fund's 3-year Sharpe ratio is 0.77, in the 76th percentile of its category.
What are the top holdings of a fund?
Ask Punji AI for the actual portfolio holdings of any fund. Example: Parag Parikh Flexi Cap Fund's largest holding is HDFC Bank at 7.55% of the portfolio.
GET STARTED
Have a mutual fund or stock question right now?
Ask Punji AI and get research-backed educational insights using 20+ years of Indian market data.
Punji provides research and educational insights. It is not a brokerage platform and does not execute transactions. Investors should consider their own financial situation and consult a qualified professional where necessary before making investment decisions.