PunjiPUNJI

TOOLS

Free tools, built on real data

No login required. Educational tools grounded in AMFI disclosures and historical market data - not investment advice.

Looking to check if your mutual funds actually hold different stocks? See ourPortfolio Overlap Tool, updated monthly from real AMFI holdings data. Want to filter and rank funds by category, risk, AUM, or real 3-year returns? Try the Mutual Fund Screener.

MUTUAL FUNDS

PLANNING

Retirement Drawdown Calculator

India-focused retirement corpus simulator - deterministic, Monte Carlo (1000×), and historical Nifty 50 + Midcap sequence modes.

MUTUAL FUNDS

PLANNING

FIRE Calculator (India)

How big does your FIRE number really need to be in India - the same corpus simulator, tuned for early-retirement horizons.

MUTUAL FUNDS

PLANNING

SIP Calculator

Project monthly SIP growth with step-up support, or plug in a real fund's historical rolling CAGR instead of a guess.

MUTUAL FUNDS

PLANNING

Step-Up SIP Calculator

See how much faster a raise-linked SIP grows your corpus versus a flat monthly amount, year by year.

MUTUAL FUNDS

PLANNING

Lumpsum Calculator

Project one-time investment growth with an inflation-adjusted view, or plug in a real fund's historical rolling CAGR instead of a guess.

MUTUAL FUNDS

PLANNING

Goal-Based SIP Calculator

Work backward from a target amount - retirement, a house down payment, education, or any goal - to the monthly SIP needed to get there.

MUTUAL FUNDS

PLANNING

SWP Calculator

Invest a lumpsum and withdraw a fixed monthly amount - see how long the corpus lasts and how the balance changes over time.

MUTUAL FUNDS

ANALYSIS

Compound Interest Calculator

Solve for the final amount, principal, interest rate, or time - given the other three - with a selectable compounding frequency.

MUTUAL FUNDS

ANALYSIS

CAGR Calculator

Compound Annual Growth Rate between a starting and ending value over any holding period.

MUTUAL FUNDS

ANALYSIS

XIRR Calculator

Real annualised return on SIPs and irregular investments - accounts for the exact date and amount of every cash flow.

MUTUAL FUNDS

ANALYSIS

Direct vs Regular Calculator

See the actual rupee cost of a Regular plan's higher expense ratio versus the same fund's Direct plan, compounded over your horizon.

MUTUAL FUNDS

PLANNING

SIP vs RD Calculator

Compare the post-tax maturity value of an equity SIP against a bank recurring deposit for the same monthly amount and tenure.

MUTUAL FUNDS

ANALYSIS

ELSS vs PPF Calculator

Compare the post-tax maturity value of ELSS and PPF for the same annual 80C investment - equity LTCG tax on ELSS exit versus PPF's tax-free EEE status.

MUTUAL FUNDS

ANALYSIS

Mutual Fund LTCG Calculator

Estimate the long-term or short-term capital gains tax on a mutual fund redemption, including the ₹1.25L equity exemption.

STOCKS

ANALYSIS

Share Average Price Calculator

Weighted average buy price across multiple purchases - see the effect of averaging down before you trade.