FOR INDIVIDUALS
Understand what your portfolio actually says about you
Most investors rely on opinion blogs, broker suggestions and scattered PDFs to decide what they own. Punji gives you structured, benchmarked, traceable evidence about your own mutual funds, without the noise.
What is free, and what is not
| YOU (1 PAN) | FAMILY (UP TO 4 PANS) | |
|---|---|---|
| CAS upload, refreshed every month | Free | Each PAN |
| Portfolio Doctor | Free | Each PAN |
| Portfolio Scorecard | Free | Each PAN |
| Fund research chat | Free | Included |
| Family PANs in one account | - | Up to 4: spouse, parents, children |
| Price | Free | Contact us |
Fund research: up to 50 calls a day across 20 distinct funds and stocks a month.
What you get
UPLOAD YOUR CAS
Your consolidated account statement is turned into a clear portfolio view: what you hold, what it is worth, how it is allocated, and how it has performed. Upload a fresh one every month to keep tracking current.
PORTFOLIO DOCTOR
Ask in plain language and get answers grounded in your own holdings: where your funds overlap, which are candidates to trim, where you could harvest tax losses, how you compare with the benchmark, how efficient your SIPs are, and whether you are on track for a goal.
PORTFOLIO SCORECARD
A one-page summary of your portfolio's key numbers: value, allocation, overlap, SIP efficiency and risk. It is shareable through a link that exposes no personal details.
FUND RESEARCH ON DEMAND
Chat with Punji about any Indian mutual fund and get returns, risk, peer ranking, holdings and manager history, backed by nightly-refreshed public data.
YOUR DATA STAYS YOURS
Your statement is processed to build your portfolio view and is not shared. Scorecard links never reveal who you are.
Frequently asked questions
What is a CAS and how do I get one?
A Consolidated Account Statement (CAS) is a single statement of your mutual fund holdings across fund houses, issued by the registrars CAMS and KFintech. You can request one from either registrar, then upload it to Punji.
What is free on Punji?
For one PAN: uploading your CAS every month, Portfolio Doctor, your Portfolio Scorecard and fund research chat are free. Fund research chat allows up to 50 calls a day across 20 distinct funds and stocks a month.
How often can I upload a CAS?
Every month. Upload a fresh statement to keep your portfolio tracking current.
Can I analyze my family members together?
Yes. One account can hold up to four PANs, so you can review your own portfolio and your spouse, parents and children in one place. Contact us to set up family analysis.
What does Portfolio Doctor do?
You ask in plain language and get answers grounded in your own holdings: where your funds overlap, which are candidates to trim, where you could harvest tax losses, how you compare with the benchmark, how efficient your SIPs are, and whether you are on track for a goal.
Who can see my Portfolio Scorecard?
Only people you share the link with. The scorecard link exposes no personal details and never reveals who you are.
Is my statement shared with anyone?
No. Your statement is processed to build your portfolio view and is not shared.
Where does Punji get its data?
From public sources: AMFI, NSE, BSE and AMC disclosures, refreshed every night.
Is this investment advice?
No. Punji provides research and information. It is not a registered investment adviser and does not provide personalised investment advice. Past performance does not guarantee future results. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully.
Are you an advisor? See Punji for Advisors. Building on this data yourself? See the Data API.