FOR ADVISORS
Know every client's portfolio before the conversation starts
Upload a client's CAS statement and get a full, benchmarked picture of what they actually hold, in the same vocabulary you use with them. Punji is API-first: the same analyses are in the Advisor API and the web app.
Free Advisor API key and web app for up to five client portfolios a month, once your registration is verified.
What is free, and what is not
| FREE (VERIFIED) | PAID PLANS | |
|---|---|---|
| Advisor API | Free key, bound to your registered IP | Included |
| Web app | Included | Included |
| Client portfolios (PANs) per month | Up to 5, one meter across API and app | Sized to your practice |
| Full Portfolio Doctor analyses | Included | Included |
| Alpha Engine (whole-book monitoring) | - | Add-on |
| Price | Free once verified | Contact us |
API first, app included
ADVISOR API
The same analyses as the app, programmatically, for your own tools and reporting. Keys are bound to your registered IP address, so client data stays where you expect it to.
WEB APP
Upload statements, browse client portfolios, generate reports. Same subscription and same monthly meter as the API.
Client data and market data never share a key: the Advisor API is separate from the Data API below.
Market data over API
Building your own screens, reports or research? The Punji Data API gives you mutual fund and stock market data over one REST API: returns, risk, holdings, category rankings, and more, refreshed nightly. It is a separate product with its own key, and you can buy it alongside the Advisor API or on its own.
Four tiers: Free, Bronze, Silver and Gold. Free is a self-serve key (50 calls a day across up to 20 distinct funds or stocks a month). Higher tiers add more metric categories and deeper history, and are priced separately from the Advisor API. Contact us for paid tiers.
| METRIC | FREE | BRONZE | SILVER | GOLD |
|---|---|---|---|---|
| MUTUAL FUND RETURNS | ||||
| Rolling CAGR (min / max / median) | 1Y, 3Y | 1Y, 3Y | 1Y, 3Y, 5Y | 1Y to 10Y |
| Rolling SIP XIRR | 3Y | 3Y | 3Y, 5Y | 3Y to 10Y |
| Rolling percentiles (P25 / P75) | - | - | - | All windows |
| Benchmark-beat % | - | - | 1Y, 3Y | 1Y to 10Y |
| Calendar / financial-year returns | Last 3 | Last 3 | Last 5 | All |
| MUTUAL FUND RISK AND RANK | ||||
| Excess return, std dev vs benchmark | 3Y | 3Y | 3Y, 5Y | 3Y, 5Y |
| Sharpe, Sortino, alpha, beta, max drawdown | - | - | 3Y | 3Y, 5Y |
| Treynor, Calmar, info ratio, R2, tracking error, capture ratios | - | - | - | 3Y, 5Y |
| Category rank: returns | 1Y, latest, CY/FY | 1Y, latest, CY/FY | + 3Y, 5Y | + 7Y, 10Y |
| Category rank: risk | - | - | 3Y, 5Y | + 7Y, 10Y |
| Category rank: cost, size, stewardship | - | - | - | All windows |
| Fund health score (Quality, Safety, Compound) | - | - | 3Y | 3Y, 5Y |
| MUTUAL FUND PORTFOLIO AND MARKET | ||||
| Sector allocation, valuations, asset allocation | Yes | Yes | Yes | Yes |
| Top holdings | Top 10 | Top 10 | Top 25 | Top 50 |
| Portfolio turnover | - | - | Yes | Yes |
| Similar funds | - | - | Yes | Yes |
| Overlap between compared funds | - | - | Overlap % | + shared securities, look-through |
| Dividend (IDCW) history | Last 4 | Last 4 | Last 12 | All |
| Category share of industry AUM | - | - | 12 quarters | All |
| Pricing | Free | Contact us | Contact us | Contact us |
Always on at every tier: scheme and stock search, scheme detail, latest NAV, taxonomy, category and AMC listings, and trailing 1W to 6M returns. Windows are trailing (today minus 1Y, 3Y, and so on). Free has the same depth as Bronze, capped to 20 distinct funds and stocks a month.
See the Data API for endpoints, data coverage and examples.
What you get
A COMPLETE PORTFOLIO READ FROM ONE STATEMENT
Upload a client CAS and get holdings across every folio, transaction history, performance and XIRR, asset allocation, and how the portfolio compares with the benchmark. No spreadsheets, no manual stitching of folios from CAMS and KFintech, no copy-pasting from fund fact-sheets.
PORTFOLIO DOCTOR ANALYSES
Fund overlap and redundancy, trim candidates, tax-harvest opportunities, benchmark gap, SIP efficiency, and goal projection. The full set, on every client, at every plan.
BEHAVIOURAL INSIGHT
Where a client's own decisions have cost them, shown in rupees, so the review starts from evidence rather than opinion.
YOUR MANDATE, BUILT IN
Set each client's investment profile and target allocation once. Recommendations respect them.
YOUR OWN CLIENTS ONLY
Every advisor sees only the portfolios they uploaded. A client who links their own Punji account sees everything that belongs to them. Deleting a portfolio hides it from your view.
Alpha Engine: watch the whole book
Alpha Engine is an add-on that monitors all of your clients' CAS folios and flags the funds that deserve a second look or a review. It combines market-wide intelligence with ongoing signals, and every flag shows the date of the statement it was computed from, so you always know how current it is. The judgement stays with you. Alpha Engine tells you where to look.
Built for regulated advisors
Punji Advisor is available to SEBI-registered Investment Advisers and Research Analysts and to AMFI-registered Mutual Fund Distributors. You apply from Settings, upload your registration certificate and number, and our team verifies it before your account is enabled. We track your certificate's validity and remind you before it expires.
Frequently asked questions
Is there a free portfolio analysis API for advisors?
Yes. Once your registration is verified, you get a free Advisor API key bound to your registered IP address. It runs the same analyses as the web app on up to five client portfolios a month.
Is there a free CAS analyzer for advisors?
Yes. Once your registration is verified, you can analyze up to five client portfolios each month at no cost, with the full set of Portfolio Doctor analyses.
Who can use Punji Advisor?
SEBI-registered Investment Advisers and Research Analysts, and AMFI-registered Mutual Fund Distributors.
What do I need to register as an advisor?
You need to be a SEBI-registered Investment Adviser or Research Analyst, or an AMFI-registered Mutual Fund Distributor. Apply from Settings with your registration certificate and registration number (your SEBI registration number, or your AMFI ARN as a distributor). Our team verifies both before your account is enabled.
How does verification work?
You apply from Settings, upload your registration certificate and number, and our team verifies it before your account is enabled. We track your certificate validity and remind you before it expires.
Is Punji API-first?
Yes. Everything in the web app is available through the Advisor API, so your own tools and reporting get the same analyses. Web app and API share one subscription and one monthly meter.
Is the Advisor API the same as the Punji Data API?
No. They are separate products with separate keys, and client data and market data never share a key. The Advisor API analyzes your clients' portfolios. The Data API gives you mutual fund and stock market data.
Can I get mutual fund and stock market data over API?
Yes. The Punji Data API covers mutual funds and stocks: returns, risk, holdings, category rankings and more. There is a free self-serve key (50 calls a day across up to 20 distinct funds or stocks a month), and higher tiers add deeper history and more metric categories. Contact us for paid tiers.
What is Alpha Engine?
An add-on that monitors all of your clients' CAS folios and flags the funds that deserve a second look or a review. It combines market-wide intelligence with ongoing signals, and every flag shows the date of the statement it was computed from. The judgement stays with you.
What if I need more than five clients a month?
Plans are tailored to the size of your practice. Contact us to get started.
Who can see my clients' portfolios?
Only you. Every advisor sees only the portfolios they uploaded.
Is this investment advice?
No. Punji provides research and information. It is not a registered investment adviser and does not provide personalised investment advice. Past performance does not guarantee future results. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully.
Looking for your own portfolio? See Punji for Individuals. Building on market data? See the Data API.