Retirement FundAditya Birla Sun Life AMC Limited

Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth

Benchmark: CRISIL Hybrid 35+65 - Aggressive Index · Riskometer: Very High

₹21.955

NAV (2026-08-31)

₹116.039 Cr

AUM (2026-08-31)

1.12%

EXPENSE RATIO (DIRECT)

2019-02-19

INCEPTION

BQuality · 69.4/100

DSafety · 47/100

BCompound · 76.5/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	12.7%	50^th	12.8%
3Y Sharpe Ratio	0.56	74.07^th	0.43
3Y Alpha	1.7%	66.67^th	0.3%
3Y Std Deviation	10.3%	48.15^th (lower is better)	9.5%

0.5617

0.8185

1.7052

1.0102

10.3118

-11.1008

106.0069

101.2206

3.5869

Tracking Error (%)

1.1424

Calmar Ratio

3-year window vs. CRISIL Hybrid 35+65 - Aggressive Index.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 21.252%Banks 19.5889%Pharmaceuticals & Biotechnology 6.3548%Consumer Durables 6.0668%IT - Software 5.3205%Insurance 3.6831%Auto Components 3.4794%Retailing 3.3779%Non - Ferrous Metals 3.2883%Petroleum Products 2.9778%Healthcare Services 2.9328%Cement & Cement Products 2.9201%Construction 2.4029%Finance 2.3246%Electrical Equipment 1.9977%Automobiles 1.6395%Power 1.6226%Realty 1.4762%Telecom - Services 1.3915%Oil 1.268%Transport Infrastructure 0.7343%Food Products 0.704%Diversified Metals 0.6862%Leisure Services 0.6133%Personal Products 0.6023%Industrial Products 0.5982%Chemicals & Petrochemicals 0.5195%Capital Markets 0.093%Ferrous Metals 0.0838%

TOP HOLDINGS

TREPS ()7.5375%

ICICI Bank Ltd. (Banks)6.5855%

Government of India (06/10/2035) ()6.344%

HDFC Bank Ltd. (Banks)4.0877%

Infosys Ltd. (IT - Software)3.184%

Reliance Industries Ltd. (Petroleum Products)2.9778%

Government of India (22/04/2064) ()2.9366%

Ultratech Cement Ltd. (Cement & Cement Products)2.9201%

Sun Pharmaceutical Industries Ltd. (Pharmaceuticals & Biotechnology)2.8734%

State Bank of India (Banks)2.5482%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

29.1654

P/E Ratio

6.8147

P/B Ratio

1.0007

Dividend Yield (%)

0.14

Portfolio Turnover - Total (%)

7.0871

YTM (%)

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Asset Allocation

As of Jul-2026

Equity 78.75%Debt 12.83%Cash 8.42%

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Market Cap Split

As of Jul-2026

Large 51.34%Mid 13.7%Small 13.11%

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Credit Quality

As of Jul-2026

AAA 0.89%AA 0%Sovereign 11.95%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.