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Retirement FundICICI Prudential Asset Management Company Limited

ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option

Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index · Riskometer: Moderately High

₹20.3343

NAV (2026-08-31)

₹97.602 Cr

AUM (2026-08-31)

1.06%

EXPENSE RATIO (DIRECT)

2019-02-07

INCEPTION

BQuality · 69.2/100
BSafety · 67.4/100
BCompound · 73.6/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

-4.9%3.4%12%20%29%1Y3Y5Y7Y
Min rolling CAGRMedian rolling CAGRMax rolling CAGR
MetricValuePercentileCategory median
3Y Rolling CAGR9.8%42.31th 12.8%
3Y Sharpe Ratio0.8492.59th 0.43
3Y Alpha2.7%77.78th 0.3%
3Y Std Deviation4.6%77.78th (lower is better)9.5%

0.8352

Sharpe Ratio

1.263

Sortino Ratio

2.7321

Alpha (%)

1.0632

Beta

4.5756

Std Deviation (%)

-3.3611

Max Drawdown (%)

117.785

Up Capture

100.6165

Down Capture

2.2691

Tracking Error (%)

3.1869

Calmar Ratio

3-year window vs. NIFTY 50 Hybrid Composite Debt 15:85 Index.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

77.5655%TOP 17100%
Other 77.5655%Banks 2.6953%Auto Components 2.4224%Ferrous Metals 2.2465%Consumer Durables 1.9079%Automobiles 1.658%Pharmaceuticals & Biotechnology 1.5483%Aerospace & Defense 1.3955%IT - Software 1.2776%Transport Services 1.0268%Finance 0.9999%Healthcare Services 0.9922%Capital Markets 0.9862%Agricultural Food & other Products 0.9547%Non - Ferrous Metals 0.778%Beverages 0.7749%Retailing 0.7703%

TOP HOLDINGS

Government Securities ()24.1417%
TREPS ()11.0043%
Government Securities ()6.0148%
Housing and Urban Development Corporation Ltd. ** ()5.3175%
NABARD ** ()5.1818%
Rural Electrification Corporation Ltd. ** ()4.2469%
Government Securities ()3.7825%
Nirma Ltd. ** ()3.6293%
Power Finance Corporation Ltd. ** ()2.1025%
Vedanta Ltd. ** ()2.0904%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

21.85

P/E Ratio

3.46

P/B Ratio

0.75

Dividend Yield (%)

66.46

Active Share (%)

0.82

Portfolio Turnover - Equity (%)

1.05

Portfolio Turnover - Total (%)

7.03

YTM (%)

4.59

Macaulay Duration (yrs)

4.42

Modified Duration (yrs)

8.96

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

22.43%65.08%12.49%TOP 3100%
Equity 22.43%Debt 65.08%Cash 12.49%

CHART

Market Cap Split

As of Jul-2026

49.5755%23.309%20.9131%TOP 394%
Large 49.5755%Mid 23.309%Small 20.9131%

CHART

Credit Quality

As of Jul-2026

21.62%7.79%35.67%TOP 465%
AAA 21.62%AA 7.79%Sovereign 35.67%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.