Retirement FundAditya Birla Sun Life AMC Limited

Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth

Benchmark: Nifty 500 TRI · Riskometer: Very High

₹25.852

NAV (2026-08-31)

₹486.739 Cr

AUM (2026-08-31)

1.35%

EXPENSE RATIO (DIRECT)

2019-02-19

INCEPTION

BQuality · 78.6/100

CSafety · 51.7/100

BCompound · 68.8/100

Punji Fund Health Score - percentile-within-category. See methodology.

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Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	14.7%	69.23^th	12.8%
3Y Sharpe Ratio	0.77	88.89^th	0.43
3Y Alpha	4.7%	88.89^th	0.3%
3Y Std Deviation	14.1%	7.41^th (lower is better)	9.5%

0.7671

1.1459

4.6821

0.9617

14.0752

-18.9798

99.4105

86.2243

5.7375

Tracking Error (%)

0.9319

Calmar Ratio

3-year window vs. Nifty 500 TRI.

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Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Banks 15.0947%Retailing 6.6734%Auto Components 6.1798%IT - Software 5.9549%Pharmaceuticals & Biotechnology 5.3386%Industrial Products 4.9924%Finance 4.399%Automobiles 4.1553%Industrial Manufacturing 3.9359%Transport Infrastructure 3.7569%Other 3.729%Petroleum Products 3.4507%Construction 2.2747%Insurance 2.2349%Cement & Cement Products 2.103%Healthcare Services 2.0314%Personal Products 2.0023%Realty 1.9513%Beverages 1.9236%Non - Ferrous Metals 1.8754%Ferrous Metals 1.7696%Capital Markets 1.537%Food Products 1.4769%Chemicals & Petrochemicals 1.361%Diversified FMCG 1.2836%Aerospace & Defense 1.2593%Consumer Durables 1.2059%Electrical Equipment 1.0603%Agricultural Food & other Products 1.0268%Commercial Services & Supplies 0.824%Transport Services 0.8198%Financial Technology (Fintech) 0.8077%Power 0.79%IT - Services 0.721%

TOP HOLDINGS

ICICI Bank Ltd. (Banks)3.8867%

Aditya Infotech Ltd. (Industrial Manufacturing)3.5179%

TREPS ()3.2541%

Ather Energy Ltd. (Automobiles)2.797%

S.J.S. Enterprises Ltd. (Auto Components)2.6338%

Eternal Ltd. (Retailing)2.246%

Sona Blw Precision Forgings Ltd. (Auto Components)2.106%

HDFC Bank Ltd. (Banks)2.0765%

GMR Airports Ltd. (Transport Infrastructure)2.0357%

Godrej Consumer Products Ltd. (Personal Products)2.0023%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

31.32

P/E Ratio

3.52

P/B Ratio

0.76

Dividend Yield (%)

0.5

Portfolio Turnover - Total (%)

7.0871

YTM (%)

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Asset Allocation

As of Jul-2026

Equity 96.27%Debt 0.23%Cash 3.5%

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Market Cap Split

As of Jul-2026

Large 36.41%Mid 23.12%Small 35.24%

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Credit Quality

As of Jul-2026

AAA 0%AA 0%Sovereign 0.22%Other 0.01%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.