What is YTM, for a debt fund?
Every bond a debt fund holds has its own yield to maturity - the annualized return you’d earn holding it until it matures. Roll that up across the whole portfolio (weighted by holding size) and you get the fund’s YTM: a forward-looking estimate, not a backward-looking return like CAGR.
Portfolio YTM = Σ(wi × YTMi)
Real comparison across 6 debt funds
CHART
Portfolio YTM - 6 real debt funds
Holdings-weighted yield to maturity (%), as of the fund's latest disclosed portfolio.
Funds compared: Quantum Liquid Fund - Direct Plan - Growth · Canara Robeco Medium to Long Term Fund - Direct Plan - Growth · Canara Robeco Ultra Short to Short Term Fund - Direct Plan - Growth · Canara Robeco Conservative Hybrid Fund - Direct Plan - Growth · Canara Robeco Short Term Fund - Direct Plan - Growth · Bandhan Liquid Fund - Direct Plan - Growth
WHAT THIS MEANS FOR YOU A higher YTM usually means the fund is holding longer-duration or lower-credit-quality paper to earn extra yield - check Duration and the fund’s credit quality breakdown alongside this number, not in isolation. YTM is not a guaranteed return - it assumes every bond is held to maturity and reinvested at the same rate.
METHODOLOGY Holdings-weighted average of each bond’s own YTM from the fund’s latest disclosed portfolio. Data: July-2026 disclosure via Punji. Not investment advice.