Retirement FundTata Asset Management Limited

Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option

Benchmark: CRISIL Hybrid 25+75 - Aggressive Index · Riskometer: Very High

₹83.6206

NAV (2026-08-31)

₹2,251.23 Cr

AUM (2026-08-31)

0.83%

EXPENSE RATIO (DIRECT)

2011-10-07

INCEPTION

AQuality · 85.5/100

BSafety · 67/100

ACompound · 82.1/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	15.4%	73.08^th	12.8%
3Y Sharpe Ratio	0.60	85.19^th	0.43
3Y Alpha	5.8%	92.59^th	0.3%
3Y Std Deviation	12.0%	37.04^th (lower is better)	9.5%

0.603

0.8926

5.8224

0.8722

11.9589

-15.0783

98.1994

79.5183

6.5946

Tracking Error (%)

0.9352

Calmar Ratio

3-year window vs. CRISIL Hybrid 25+75 - Aggressive Index.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 16.96%Capital Markets 10.18%Banks 8.92%Industrial Products 4.94%Chemicals & Petrochemicals 4.4%Consumer Durables 4.16%Beverages 3.76%Finance 3.72%Petroleum Products 3.4%Food Products 3.38%Retailing 3.14%Auto Components 3.14%IT - Software 2.94%Healthcare Services 2.82%Electrical Equipment 2.71%Power 2.14%Transport Infrastructure 1.86%Cement & Cement Products 1.83%Agricultural Food & other Products 1.83%Financial Technology (Fintech) 1.82%Consumable Fuels 1.63%Automobiles 1.63%Pharmaceuticals & Biotechnology 1.59%Realty 1.54%Household Products 1.49%Diversified 1.43%Oil 1.41%Aerospace & Defense 0.68%Non - Ferrous Metals 0.55%

TOP HOLDINGS

ICICI BANK LTD (Banks)4.43%

SOLAR INDUSTRIES INDIA LTD (Chemicals & Petrochemicals)4.4%

RELIANCE INDUSTRIES LTD (Petroleum Products)3.4%

GOI - 6.36% (16/02/2031) ()3.15%

ETERNAL LTD (Retailing)3.14%

RADICO KHAITAN LTD (Beverages)2.99%

MULTI COMMODITY EXCHANGE OF IND LTD (Capital Markets)2.51%

NIPPON LIFE INDIA ASSET MANAGEMENT LTD (Capital Markets)2.4%

POLYCAB INDIA LTD (Industrial Products)2.22%

360 ONE WAM LTD (Capital Markets)2.07%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

30.6269

P/E Ratio

6.8147

P/B Ratio

0.9172

Dividend Yield (%)

37.51

Portfolio Turnover - Equity (%)

CHART

Asset Allocation

As of Jul-2026

Equity 83.04%Debt 14.28%Cash 2.68%

CHART

Market Cap Split

As of Jul-2026

Large 51.32%Mid 23.33%Small 22.09%

CHART

Credit Quality

As of Jul-2026

AAA 4.05%AA 0%Sovereign 10.23%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.