Retirement FundAditya Birla Sun Life AMC Limited

Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Direct Plan-Growth

Benchmark: CRISIL SHORT TERM BOND INDEX · Riskometer: Moderate

₹14.9686

NAV (2026-08-31)

₹13.731 Cr

AUM (2026-08-31)

0.92%

EXPENSE RATIO (DIRECT)

2019-02-19

INCEPTION

DQuality · 38.2/100

DSafety · 49.3/100

BCompound · 66.5/100

Punji Fund Health Score - percentile-within-category. See methodology.

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Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	5.0%	3.85^th	12.8%
3Y Sharpe Ratio	-0.76	3.7^th	0.43
3Y Alpha	-1.1%	14.81^th	0.3%
3Y Std Deviation	1.1%	100^th (lower is better)	9.5%

-0.7608

-0.9578

-1.1186

0.8995

1.0979

-1.0694

85.9373

100.2021

0.6889

Tracking Error (%)

5.6618

Calmar Ratio

3-year window vs. CRISIL SHORT TERM BOND INDEX.

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Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 100.0001%

TOP HOLDINGS

TREPS ()42.3163%

Government of India (05/12/2033) ()21.5302%

Government of India (22/04/2064) ()8.7666%

0% GOI - (06/05/2030) STRIPS ()7.6589%

8.55% HDFC Bank Ltd. (27/03/2029) ** ()7.3979%

State Government Securities (28/08/2035) ()5.8148%

Net Receivable / Payable ()4.695%

State Government Securities (28/12/2026) ()1.8204%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

29.1654

P/E Ratio

6.8147

P/B Ratio

1.0007

Dividend Yield (%)

0.05

Portfolio Turnover - Total (%)

7.0871

YTM (%)

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Asset Allocation

As of Jul-2026

Equity 0%Debt 52.99%Cash 47.01%

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Market Cap Split

As of Jul-2026

Large 37.7055%Mid 23.9944%Small 34.5712%

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Credit Quality

As of Jul-2026

AAA 7.4%AA 0%Sovereign 45.59%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.