Banking and PSU FundNippon Life India Asset Management Limited

Nippon India Banking and PSU DEBT Fund- Direct Plan-Growth Plan- Growth Option

Benchmark: CRISIL Banking and PSU Debt A-II Index · Riskometer: Moderate

₹22.8683

NAV (2026-08-31)

₹5,149.774 Cr

AUM (2026-08-31)

0.39%

EXPENSE RATIO (DIRECT)

2015-05-05

INCEPTION

?Quality · -/100

?Safety · -/100

?Compound · -/100

Punji Fund Health Score - percentile-within-category. See methodology.

Rolling returns aren't shown for debt funds. Their NAV compounds steadily from near Rs 10, so a rolling-return band describes the arithmetic rather than the manager's decisions.

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Not enough data yet to rank this fund against its category.

Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 99.99%

TOP HOLDINGS

6.94% Government of India ()4.13%

7.48% National Bank For Agriculture and Rural Development ()3.43%

7.68% National Bank For Agriculture and Rural Development** ()3.35%

Small Industries Dev Bank of India** ()3.35%

7.59% National Housing Bank** ()2.49%

7.77% REC Limited** ()2.4%

7.34% Small Industries Dev Bank of India** ()2.38%

7.57% Indian Railway Finance Corporation Limited** ()2.31%

Net Current Assets ()2.16%

7.8% Union Bank of India** ()1.97%

Similar funds are matched on how a fund behaves -- beta, drawdown, up and down capture. Those are not calculated for debt funds, so there is no basis here to match peers on.

7.27

YTM (%)

3.29

Macaulay Duration (yrs)

3.28

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

Equity 0%Debt 91.13%Cash 8.53%

CHART

Credit Quality

As of Jul-2026

AAA 78.27%AA 0%Sovereign 12.86%Other 4.59%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.