Banking and PSU FundAditya Birla Sun Life AMC Limited

Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth

Benchmark: NIFTY Banking & PSU Debt Index A-II · Riskometer: Moderate

₹403.6599

NAV (2026-08-31)

₹8,682.463 Cr

AUM (2026-08-31)

0.41%

EXPENSE RATIO (DIRECT)

2000-01-01

INCEPTION

?Quality · -/100

?Safety · -/100

?Compound · -/100

Punji Fund Health Score - percentile-within-category. See methodology.

Rolling returns aren't shown for debt funds. Their NAV compounds steadily from near Rs 10, so a rolling-return band describes the arithmetic rather than the manager's decisions.

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Not enough data yet to rank this fund against its category.

Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 99.9918%

TOP HOLDINGS

7.48% National Bank for Agriculture and Rural Development (15/09/2028) ()4.588%

Net Receivable / Payable ()2.738%

7.17% REC Ltd. (01/07/2031) ()2.5315%

6.58% Indian Railway Finance Corporation Ltd. (30/05/2030) ** ()2.2176%

7.56% REC Ltd. (31/08/2027) ** ()2.1554%

8.00% HDFC Bank Ltd. (27/07/2032) ** ()2.0734%

7.42% State Bank of India (29/08/2039) ** ()1.823%

6.78% Indian Railway Finance Corporation Ltd. (30/04/2030) ** ()1.814%

7.60% Power Finance Corporation Ltd. (13/04/2029) ** ()1.7098%

Government of India (11/05/2036) ()1.6728%

Similar funds are matched on how a fund behaves -- beta, drawdown, up and down capture. Those are not calculated for debt funds, so there is no basis here to match peers on.

7.22

YTM (%)

3.23

Macaulay Duration (yrs)

3.05

Modified Duration (yrs)

4.41

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

Equity 0%Debt 79.57%Cash 20.1%

CHART

Credit Quality

As of Jul-2026

AAA 67.21%AA 0%Sovereign 13.81%Other 15.01%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.