Banking and PSU FundHDFC Asset Management Company Limited

HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan

Benchmark: NIFTY Banking & PSU Debt Index A-II · Riskometer: Moderate

₹25.4551

NAV (2026-08-31)

₹5,186.078 Cr

AUM (2026-08-31)

0.35%

EXPENSE RATIO (DIRECT)

2014-03-20

INCEPTION

?Quality · -/100

?Safety · -/100

?Compound · -/100

Punji Fund Health Score - percentile-within-category. See methodology.

Rolling returns aren't shown for debt funds. Their NAV compounds steadily from near Rs 10, so a rolling-return band describes the arithmetic rather than the manager's decisions.

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Not enough data yet to rank this fund against its category.

Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 100%

TOP HOLDINGS

Indian Railways Finance Corp. Ltd.^ ()5.32%

Indian Railways Finance Corp. Ltd.^ ()2.91%

REC Limited.^ ()2.89%

Bajaj Housing Finance Ltd. ()2.89%

Housing and Urban Development Corporation Ltd.^ ()2.47%

HDFC Bank Ltd.£^ ()2.44%

Power Finance Corporation Ltd.^ ()2.43%

National Bank for Agri & Rural Dev.^ ()2.4%

Punjab National Bank^ ()2.38%

Bajaj Housing Finance Ltd.^ ()1.94%

Similar funds are matched on how a fund behaves -- beta, drawdown, up and down capture. Those are not calculated for debt funds, so there is no basis here to match peers on.

7.78

YTM (%)

3.02

Macaulay Duration (yrs)

2.71

Modified Duration (yrs)

4.09

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

Equity 0%Debt 93.71%Cash 5.94%

CHART

Credit Quality

As of Jul-2026

AAA 82.14%AA 1.66%Sovereign 9.91%Other 3.95%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.