Banking and PSU FundFranklin Templeton Asset Management (India) Private Limited

Franklin India Banking & PSU Debt Fund - Direct - Growth

Benchmark: NIFTY Banking & PSU Debt Index A-II · Riskometer: Moderate

₹25.2521

NAV (2026-08-31)

₹567.02 Cr

AUM (2026-08-31)

0.23%

EXPENSE RATIO (DIRECT)

2014-04-02

INCEPTION

?Quality · -/100

?Safety · -/100

?Compound · -/100

Punji Fund Health Score - percentile-within-category. See methodology.

Rolling returns aren't shown for debt funds. Their NAV compounds steadily from near Rs 10, so a rolling-return band describes the arithmetic rather than the manager's decisions.

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Not enough data yet to rank this fund against its category.

Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 96.991755%

TOP HOLDINGS

7.66% Maharashtra SDL (04-Mar-2047) ()5.474677%

7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) ** ()5.327414%

7.70% National Bank For Agriculture & Rural Development (30-Sep-2027) ** ()4.55898%

7.65% Axis Bank Ltd (30-Jan-2027) ** ()4.439494%

Mahindra & Mahindra Financial Services Ltd (18-May-2029) ** $ ()4.343705%

Canara Bank (15-Sep-2026) ** ()4.239517%

HDFC Bank Ltd (19-Nov-2026) ** ()4.18579%

Indian Bank (04-Dec-2026) ** ()4.174783%

Small Industries Development Bank of India (04-Dec-2026) ** ()4.172621%

Bank of Baroda (06-Jan-2027) ** ()4.148755%

Similar funds are matched on how a fund behaves -- beta, drawdown, up and down capture. Those are not calculated for debt funds, so there is no basis here to match peers on.

7.4259

YTM (%)

1.54

Macaulay Duration (yrs)

1.45

Modified Duration (yrs)

2.43

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

Equity 0%Debt 53.51%Cash 43.12%

CHART

Credit Quality

As of Jul-2026

AAA 35.15%AA 3.23%Sovereign 15.13%Other 43.12%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.