PLANNING

SIP calculator

Monthly SIP · Step-up support · Inflation-adjusted view

How it works

A Systematic Investment Plan (SIP) invests a fixed amount every month, and compounding does the rest. This calculator projects the future value of your SIP using monthly compounding at your assumed annual return. Turn on step-up to model an annual increase in your monthly contribution - a raise-linked SIP grows the corpus faster than a flat one. The inflation toggle shows what that future corpus is actually worth in today's rupees, since a large number 20 years out means less after inflation erodes it. To see the flat-vs-step-up gap side by side, use thestep-up SIP calculator.

SIP inputs

Monthly investment (₹)

Investment period (years)

Expected annual return%

Annual step-up%

Show inflation-adjusted (real) value

Reality check

See what a real fund has actually returned over different holding periods

Historical only, not a forecast - it does not change the projection above. Past performance does not indicate future returns.

Assumes monthly compounding at a constant annual return · Not financial advice · For scenario analysis only