PLANNING

Goal-based SIP calculator

How much SIP do you need for your goal? Target amount → required monthly SIP · Inflation-adjusted · Any goal

How it works

Instead of asking "how much will my SIP grow to," this flips the question: pick a target amount and a deadline, and this calculates the monthly SIP needed to get there at your assumed return. Turn on inflation to adjust the goal itself - a target set in today's rupees costs more in future rupees, so the required SIP is higher once you account for that.

What's the goal?

Goal details

Target amount, today's value (₹)

Years to goal

Expected annual return%

Step-up your SIP annually%

Adjust goal for inflation (target grows to a future-rupee number)

Reality check

See what a real fund has actually returned over different holding periods

Historical only, not a forecast - it does not change the projection above. Past performance does not indicate future returns.

Assumes monthly compounding at a constant annual return · Not financial advice · For scenario analysis only