Retirement FundTata Asset Management Limited

Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option

Benchmark: CRISIL Short Term Debt Hybrid 75+25 Index · Riskometer: Moderately High

₹39.2854

NAV (2026-08-31)

₹171.11 Cr

AUM (2026-08-31)

1.06%

EXPENSE RATIO (DIRECT)

2011-10-07

INCEPTION

DQuality · 48.2/100

DSafety · 44.4/100

BCompound · 65/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	9.2%	23.08^th	12.8%
3Y Sharpe Ratio	0.37	44.44^th	0.43
3Y Alpha	-0.4%	33.33^th	0.3%
3Y Std Deviation	4.6%	74.07^th (lower is better)	9.5%

0.3735

0.5538

-0.4235

0.9431

4.6189

-5.0561

99.6608

105.8365

2.1466

Tracking Error (%)

1.7039

Calmar Ratio

3-year window vs. CRISIL Short Term Debt Hybrid 75+25 Index.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 70.66%Capital Markets 3.55%Banks 2.7%Consumer Durables 1.8%Industrial Products 1.55%Chemicals & Petrochemicals 1.49%Food Products 1.48%Finance 1.33%Petroleum Products 1.25%Beverages 1.24%Automobiles 1.23%Retailing 1.13%IT - Software 1.1%Electrical Equipment 0.96%Consumable Fuels 0.95%Household Products 0.8%Healthcare Services 0.77%Auto Components 0.74%Transport Infrastructure 0.72%Agricultural Food & other Products 0.69%Pharmaceuticals & Biotechnology 0.67%Financial Technology (Fintech) 0.6%Power 0.53%Oil 0.53%Realty 0.46%Diversified 0.31%Cement & Cement Products 0.29%Aerospace & Defense 0.25%Non - Ferrous Metals 0.22%

TOP HOLDINGS

GOI - 6.79% (07/10/2034) ()20.74%

GOI - 7.17% (17/04/2030) ()9.11%

GOI - 7.38% (20/06/2027) ()9%

GOI - 6.36% (16/02/2031) ()8.85%

** 06.40 % JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026 ()5.91%

GOI - 7.36% (12/09/2052) ()5.86%

GOI - 6.90% (15/04/2065) ()5.41%

** 07.51 % SHIVSHAKTI SECURITISATION TRUST - 28/09/2029 ()2.89%

CASH / NET CURRENT ASSET ()1.61%

ICICI BANK LTD (Banks)1.53%

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