Retirement FundUTI Asset Mgmt. Co. Ltd.

UTI Retirement Fund- Direct Plan

Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index · Riskometer: High

₹55.0598

NAV (2026-08-31)

₹4,699.444 Cr

AUM (2026-08-31)

1.08%

EXPENSE RATIO (DIRECT)

1994-12-26

INCEPTION

CQuality · 53/100

CSafety · 60.4/100

CCompound · 60.3/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	9.7%	34.62^th	12.8%
3Y Sharpe Ratio	0.47	59.26^th	0.43
3Y Alpha	0.2%	48.15^th	0.3%
3Y Std Deviation	5.8%	59.26^th (lower is better)	9.5%

0.4749

0.6959

0.2043

0.8682

5.8047

-6.2671

93.523

89.9631

2.1189

Tracking Error (%)

1.5392

Calmar Ratio

3-year window vs. CRISIL Short Term Debt Hybrid 60+40 Index.

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Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 99.81%

TOP HOLDINGS

NET CURRENT ASSETS ()12.28%

07.18% GSEC MAT -24/07/2037 ()6.83%

HDFC BANK LIMITED ()3.26%

ICICI BANK LTD ()3.11%

07.32% GSEC MAT -13/11/2030 ()3.06%

7.24% GSEC MAT- 18/08/2055 ()2.57%

INFOSYS LTD. ()2.12%

6.68% GSEC MAT- 07/07/2040 ()2.05%

RELIANCE INDUSTRIES LTD. ()2%

NCD POWER FINANCE CORPORATION LTD. ()1.61%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

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Asset Allocation

As of Jul-2026

Equity 37.88%Debt 14.21%Cash 12.3%

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Credit Quality

As of Jul-2026

AAA 12.92%AA 1.29%Sovereign 0%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.