HDFC Value Fund - Growth Option - Direct Plan
Benchmark: Nifty 500 TRI · Riskometer: Very High
HDFC Value Fund is a Value mutual fund managed by HDFC Asset Management Company Limited, benchmarked against Nifty 500 TRI. Riskometer: Very High.
View full analysis on Punji.ai →
LEARN: Growth of ₹100 · NAV · CAGR
CHART
HDFC Value Fund - growth of ₹100
Growth of ₹100 invested on 2026-09-30, not raw NAV - the standard way to compare fund performance regardless of NAV level. Daily resolution for the last 90 days, weekly up to 2 years, monthly beyond that.
NAV History - Last 30 Days(exact daily NAV)
| Date | NAV (₹) | 1D Change |
|---|---|---|
| 2026-10-28 | 844.904 | +0.471 (+0.1%) |
| 2026-10-27 | 844.433 | +7.184 (+0.9%) |
| 2026-10-26 | 837.249 | +3.899 (+0.5%) |
| 2026-10-25 | 833.35 | +0 (+0%) |
| 2026-10-23 | 833.35 | -9.4 (-1.1%) |
| 2026-10-22 | 842.75 | -6.007 (-0.7%) |
| 2026-10-21 | 848.757 | -9.444 (-1.1%) |
| 2026-10-20 | 858.201 | +0 (+0%) |
| 2026-10-19 | 858.201 | -9.254 (-1.1%) |
| 2026-10-18 | 867.455 | +0 (+0%) |
| 2026-10-16 | 867.455 | +3.029 (+0.4%) |
| 2026-10-15 | 864.426 | +6.183 (+0.7%) |
| 2026-10-14 | 858.243 | -2.512 (-0.3%) |
| 2026-10-13 | 860.755 | +8.459 (+1%) |
| 2026-10-12 | 852.296 | -1.209 (-0.1%) |
| 2026-10-11 | 853.505 | +0 (+0%) |
| 2026-10-09 | 853.505 | +8.091 (+1%) |
| 2026-10-08 | 845.414 | -15.938 (-1.9%) |
| 2026-10-07 | 861.352 | -5.723 (-0.7%) |
| 2026-10-06 | 867.075 | +8.463 (+1%) |
| 2026-10-05 | 858.612 | +1.899 (+0.2%) |
| 2026-10-04 | 856.713 | +0 (+0%) |
| 2026-10-01 | 856.713 | -5.747 (-0.7%) |
| 2026-09-30 | 862.46 | - |
Punji Fund Health Score - percentile-within-category. See methodology.
CATEGORY COMPARISON
HDFC Value Fund returns
Lumpsum returns: full range of outcomes across every overlapping window in the fund's history for each holding period, not one trailing number.
| Holding period | Min rolling CAGR | Median rolling CAGR | Max rolling CAGR |
|---|---|---|---|
| 1Y | -41.6% | +14.4% | +107.1% |
| 3Y | -10% | +17.2% | +37.1% |
Actual point-to-point CAGR for the single best and single worst overlapping window of each holding period in the fund's history - historical fact, not a forecast. Independent of the lumpsum/SIP toggle above - always CAGR-based.
| Holding period | Best window | Worst window | Beat benchmark |
|---|---|---|---|
| 1Y | +107.1% (2020-03-23 → 2021-03-23) | -41.6% (2019-03-24 → 2020-03-23) | 50.85% |
| 3Y | +37.1% (2020-03-23 → 2023-03-23) | -10.0% (2017-03-24 → 2020-03-23) | 45.8% |
HDFC Value Fund category rank vs peers
| Metric | Value | Rank | Category median |
|---|---|---|---|
| 3Y Rolling CAGR | 17.2% | #15 of 21 | 18.8% |
| 3Y Sharpe Ratio | 0.45 | #4 of 21 | 0.22 |
| 3Y Alpha | 5.0% | #5 of 21 | 2.0% |
| 3Y Std Deviation | 13.7% | #10 of 21 (lower is better) | 14.0% |
| Total Expense Ratio | 1.11% | #9 of 24 (lower is better) | 1.20% |
| AUM | ₹7,945 Cr | #7 of 24 | ₹1,491 Cr |
| 3Y Max Drawdown | 18.23% | #12 of 21 (lower is better) | 17.98% |
HDFC Value Fund risk metrics
0.4504
0.6568
5.0056
0.9521
13.7218
-18.2288
102.0168
88.9993
4.6527
0.7264
3-year window vs. Nifty 500 TRI.
HDFC Value Fund holdings
Portfolio as of 2026-09-30
Hold multiple funds? See our Portfolio Overlap Tool to see if they actually hold different stocks.
CHART
Top sector holdings
Share of portfolio (% to NAV) in each of the top sectors.
TOP HOLDINGS
Funds similar to HDFC Value Fund
Top funds in the same category, ranked by performance - not holdings overlap. Pick up to 2 to compare alongside this fund:
HDFC Value Fund Punji analytics
ADVANCED RISK-ADJUSTED METRICS
3-year window vs. Nifty 500 TRI. Not commonly published by other Indian fund platforms.
25.91
0.98
1.0807
60.18
CHART
Asset Allocation
As of Sep-2026
CHART
Market Cap Split
As of Sep-2026
Portfolio analytics as of Sep-2026.
Frequently asked questions
How often has HDFC Value Fund beaten its benchmark over 3-year periods?
HDFC Value Fund beat its benchmark, Nifty 500 TRI, in 45.8% of all overlapping 3-year rolling windows in its history. This is different from simply having a positive return - it measures how often the fund's own 3-year CAGR exceeded the benchmark's 3-year CAGR over the exact same dates, which is a more direct read on the manager's stock selection than a single trailing alpha figure computed over one window.
What is HDFC Value Fund's 3-year rolling return, and how does it rank?
HDFC Value Fund's 3-year rolling CAGR (median across all rolling 3-year windows in the data) is 17.2%. That places it in the 33rd percentile within its category, Value Fund - meaning it has outperformed roughly 33% of peers in the same category over this window. The category median for this metric is 18.8%, so comparing HDFC Value Fund's figure against that median shows how much it has beaten (or trailed) a typical fund in this category. Rolling returns average performance across many overlapping windows rather than a single start/end date, which makes them a steadier read on consistency than a simple point-to-point return.
How risky is HDFC Value Fund?
HDFC Value Fund carries a "Very High" risk rating on SEBI's mandated riskometer scale, the same standardized classification every Indian mutual fund must disclose. This rating reflects the fund's underlying portfolio composition and historical volatility, and is set independently of any single AMC's own marketing - it's meant to give investors a comparable, at-a-glance sense of how much the fund's value can swing before deciding whether it matches their own risk appetite and investment horizon. A higher-risk rating isn't inherently bad; it typically correlates with higher long-term return potential, but also with larger short-term drawdowns, so it should be read alongside the fund's category and your own time horizon rather than in isolation.
What is HDFC Value Fund's expense ratio?
HDFC Value Fund's direct-plan expense ratio is 1.11% per year - the annual fee the AMC deducts from the fund's assets to cover management and operating costs, already reflected in the NAV you see (it isn't billed separately). Direct plans skip the distributor commission built into Regular plans, which is why a direct-plan expense ratio is almost always lower than the same scheme's Regular-plan version. Over long holding periods, even a difference of a few basis points compounds into a meaningfully different final corpus, which is why expense ratio is one of the few fund attributes an investor can compare with total certainty before investing, unlike future returns.
How does HDFC Value Fund's expense ratio compare to its category?
HDFC Value Fund's expense ratio of 1.11% ranks #9 of 24 funds in the Value Fund category (lower is better) - the category median is 1.20%. Expense ratio is deducted from the fund's assets every year regardless of performance, so a lower ratio is a real, certain cost advantage rather than a projection, unlike future returns.
How big is HDFC Value Fund, and how does that compare to its category?
HDFC Value Fund manages ₹7,945 Cr in assets, ranking #7 of 24 funds by size in the Value Fund category - the category median is ₹1,491 Cr. A larger fund generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but in categories with a smaller investable universe (like small or mid cap), a very large fund can also face more difficulty entering and exiting positions without moving the price.
What's the worst drawdown HDFC Value Fund has experienced, and how does that compare to its category?
HDFC Value Fund's worst peak-to-trough decline over the last 3 years was 18.23%, ranking #12 of 21 funds in the Value Fund category (lower is better) - the category median is 17.98%. Max drawdown measures the deepest loss an investor holding through the worst stretch would have seen, before any recovery - a smaller number means a gentler ride, though it says nothing about how long the fund took to recover.
How has HDFC Value Fund performed against its benchmark, Nifty 500 TRI?
Over a 3-year window, HDFC Value Fund has outperformed its benchmark, Nifty 500 TRI, by 5.0% (alpha). Alpha measures the fund's return in excess of what its benchmark alone would have delivered, after adjusting for the risk taken (beta of 0.95 here) - a positive alpha means the fund manager's stock selection and allocation calls added real value beyond simply tracking the market, while a negative alpha means the fund would have been better replicated by a low-cost index fund tracking the same benchmark. This is a trailing, historical figure and isn't a guarantee of future outperformance.
What's the best and worst 3-year holding period for HDFC Value Fund historically?
Looking at every overlapping 3-year window in HDFC Value Fund's history, the best-performing window ran from 2020-03-23 to 2023-03-23, delivering a 37.1% CAGR. The worst-performing window ran from 2017-03-24 to 2020-03-23, delivering a -10.0% CAGR. This is a historical record of actual past outcomes, not a prediction - it shows the real range of results an investor holding for exactly 3 years could have seen depending on entry timing, which is why rolling returns (median across all windows, shown above) are a more representative single number than either extreme.
How concentrated are HDFC Value Fund's top holdings?
HDFC Value Fund's single largest disclosed holding, ICICI Bank Ltd., accounts for 6.17% of NAV. Its top 5 holdings together make up 19.9% of the portfolio, and its top 10 disclosed holdings make up 30.8% - as of 2026-09-30. A higher concentration in the top few names means the fund's returns lean more heavily on those specific bets paying off, while a flatter spread means no single holding drives outcomes as much either way.
Who manages HDFC Value Fund, and what category does it belong to?
HDFC Value Fund is managed by HDFC Asset Management Company Limited and is classified under the Value Fund category, the SEBI-defined scheme categorization that groups funds by their investment mandate (market-cap focus, sector, or asset mix) so investors can compare like-for-like funds rather than across unrelated strategies. The AMC (asset management company) is the regulated entity legally responsible for the fund's operations, portfolio decisions, and disclosures, though day-to-day investment calls are made by a designated fund manager within the mandate set by the scheme's category and stated objective.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.