COMPARE
SBI Focused Fund - Direct Plan -growth vs UTI Focused Fund (30 stocks) - Direct Plan - Growth Option
SBI Focused Fund and UTI Focused Fund (30 stocks) are both in the Focused Fund category, from SBI Funds Management Limited and UTI Asset Mgmt. Co. Ltd. respectively. SBI Focused Fund has posted a higher 3-year rolling CAGR. SBI Focused Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
SBI Focused Fund has the lower direct-plan expense ratio, by 0.18 percentage points.
| SBI Focused Fund - Direct Plan -growth | UTI Focused Fund (30 stocks) - Direct Plan - Growth Option | |
|---|---|---|
| Category | Focused Fund | Focused Fund |
| AMC | SBI Funds Management Limited | UTI Asset Mgmt. Co. Ltd. |
| Benchmark | BSE 500 | Nifty 500 TRI |
| NAV | ₹434.5819 (2026-10-28) | ₹15.6982 (2026-10-28) |
| AUM | ₹49,853.773 Cr | ₹2,282.751 Cr |
| Expense Ratio (Direct) | 0.84% | 1.02% |
| Inception | 2004-08-23 | 2021-08-04 |
Returns
SBI Focused Fund leads on 3-year rolling CAGR (16.6% vs UTI Focused Fund (30 stocks)'s 16.1%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
UTI Focused Fund (30 stocks) has been the more volatile of the two by standard deviation.
| SBI Focused Fund - Direct Plan -growth | UTI Focused Fund (30 stocks) - Direct Plan - Growth Option | |
|---|---|---|
| 3Y Sharpe Ratio | 0.50 | 0.05 |
| 3Y Alpha | 5.4197% | -0.5212% |
| 3Y Std Deviation | 11.5472% | 13.4054% |
| 3Y Calmar Ratio | 0.99 | 0.40 |
Portfolio Analytics
UTI Focused Fund (30 stocks) carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| SBI Focused Fund - Direct Plan -growth | UTI Focused Fund (30 stocks) - Direct Plan - Growth Option | |
|---|---|---|
| P/E Ratio | 24.1021 | 26.1428 |
| P/B Ratio | 2.24 | 3.23 |
| Dividend Yield | 0.7809% | 0.9007% |
| Active Share | 82.03% | 68% |
| Portfolio Turnover | 36% | 27% |
| YTM | 5.3459% | - |
| Duration (Macaulay) | - | - |
Punji Fund Health Score
SBI Focused Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, SBI Focused Fund or UTI Focused Fund (30 stocks)?
SBI Focused Fund's 3-year rolling CAGR of 16.6% is higher than UTI Focused Fund (30 stocks)'s 16.1%. SBI Focused Fund sits in the 52nd percentile of its category on this metric, versus the 41st percentile for UTI Focused Fund (30 stocks) - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, SBI Focused Fund or UTI Focused Fund (30 stocks)?
SBI Focused Fund's direct-plan expense ratio is 0.18 percentage points lower than UTI Focused Fund (30 stocks)'s. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, SBI Focused Fund or UTI Focused Fund (30 stocks)?
By standard deviation (a measure of how much a fund's returns swing around its own average), UTI Focused Fund (30 stocks) has been more volatile than SBI Focused Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.50 for SBI Focused Fund vs 0.05 for UTI Focused Fund (30 stocks)) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, SBI Focused Fund or UTI Focused Fund (30 stocks)?
SBI Focused Fund has ₹49,854 Cr in assets under management, versus ₹2,283 Cr for UTI Focused Fund (30 stocks). A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, SBI Focused Fund or UTI Focused Fund (30 stocks)?
SBI Focused Fund launched on 2004-08-23, making it older than UTI Focused Fund (30 stocks) (launched 2021-08-04). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.