COMPARE
SBI Children's Fund - Investment Plan - Direct Plan - Growth vs UTI Children's Hybrid Fund - Direct Plan
SBI Children's Fund - Investment Plan and UTI Children's Hybrid Fund are both in the Children s Fund category, from SBI Funds Management Limited and UTI Asset Mgmt. Co. Ltd. respectively. UTI Children's Hybrid Fund has posted a higher 3-year rolling CAGR. SBI Children's Fund - Investment Plan has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
SBI Children's Fund - Investment Plan has the lower direct-plan expense ratio, by 0.44 percentage points.
| SBI Children's Fund - Investment Plan - Direct Plan - Growth | UTI Children's Hybrid Fund - Direct Plan | |
|---|---|---|
| Category | Children s Fund | Children s Fund |
| AMC | SBI Funds Management Limited | UTI Asset Mgmt. Co. Ltd. |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | CRISIL Short Term Debt Hybrid 60+40 Index |
| NAV | ₹51.7789 (2026-10-28) | ₹40.1909 (2026-10-28) |
| AUM | ₹7,943.968 Cr | ₹4,225.783 Cr |
| Expense Ratio (Direct) | 1.08% | 1.52% |
| Inception | 2020-09-08 | 1993-07-12 |
Returns
UTI Children's Hybrid Fund leads on 3-year rolling CAGR (6.3% vs SBI Children's Fund - Investment Plan's 24.5%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
SBI Children's Fund - Investment Plan has been the more volatile of the two by standard deviation.
| SBI Children's Fund - Investment Plan - Direct Plan - Growth | UTI Children's Hybrid Fund - Direct Plan | |
|---|---|---|
| 3Y Sharpe Ratio | 0.91 | -0.22 |
| 3Y Alpha | 11.0507% | -1.4528% |
| 3Y Std Deviation | 12.9418% | 5.8506% |
| 3Y Calmar Ratio | 1.19 | 0.82 |
Portfolio Analytics
SBI Children's Fund - Investment Plan carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| SBI Children's Fund - Investment Plan - Direct Plan - Growth | UTI Children's Hybrid Fund - Direct Plan | |
|---|---|---|
| P/E Ratio | 29.043 | 25.5378 |
| P/B Ratio | - | - |
| Dividend Yield | 0.6259% | 1.1933% |
| Active Share | - | - |
| Portfolio Turnover | - | - |
| YTM | 6.5142% | - |
| Duration (Macaulay) | 0.04 yrs | - |
Punji Fund Health Score
SBI Children's Fund - Investment Plan has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, SBI Children's Fund - Investment Plan or UTI Children's Hybrid Fund?
UTI Children's Hybrid Fund's 3-year rolling CAGR of 6.3% is higher than SBI Children's Fund - Investment Plan's 24.5%. UTI Children's Hybrid Fund sits in the 9th percentile of its category on this metric, versus the 100th percentile for SBI Children's Fund - Investment Plan - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, SBI Children's Fund - Investment Plan or UTI Children's Hybrid Fund?
SBI Children's Fund - Investment Plan's direct-plan expense ratio is 0.44 percentage points lower than UTI Children's Hybrid Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, SBI Children's Fund - Investment Plan or UTI Children's Hybrid Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), SBI Children's Fund - Investment Plan has been more volatile than UTI Children's Hybrid Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.91 for SBI Children's Fund - Investment Plan vs -0.22 for UTI Children's Hybrid Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, SBI Children's Fund - Investment Plan or UTI Children's Hybrid Fund?
SBI Children's Fund - Investment Plan has ₹7,944 Cr in assets under management, versus ₹4,226 Cr for UTI Children's Hybrid Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, SBI Children's Fund - Investment Plan or UTI Children's Hybrid Fund?
UTI Children's Hybrid Fund launched on 1993-07-12, making it older than SBI Children's Fund - Investment Plan (launched 2020-09-08). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.