COMPARE
SBI Balance Hybrid Fund - Direct Plan - Growth vs WhiteOak Capital Balanced Hybrid Fund Direct Plan Growth
SBI Balance Hybrid Fund and WhiteOak Capital Balanced Hybrid Fund are both in the Balanced Hybrid Fund category, from SBI Funds Management Limited and WhiteOak Capital Asset Management Limited respectively. WhiteOak Capital Balanced Hybrid Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
WhiteOak Capital Balanced Hybrid Fund has the lower direct-plan expense ratio, by 2.85 percentage points.
| SBI Balance Hybrid Fund - Direct Plan - Growth | WhiteOak Capital Balanced Hybrid Fund Direct Plan Growth | |
|---|---|---|
| Category | Balanced Hybrid Fund | Balanced Hybrid Fund |
| AMC | SBI Funds Management Limited | WhiteOak Capital Asset Management Limited |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index | CRISIL Hybrid 50+50 - Moderate Index |
| NAV | ₹9.8292 (2026-10-28) | ₹13.529 (2026-10-28) |
| AUM | ₹1,989.984 Cr | ₹291.47 Cr |
| Expense Ratio (Direct) | 3.56% | 0.71% |
| Inception | 2026-08-10 | 2023-10-05 |
Returns
This fund is less than a year old, so there is not yet enough history to calculate rolling returns.
Risk Metrics
This fund is less than three years old, so a three-year risk history does not exist yet.
Portfolio Analytics
SBI Balance Hybrid Fund carries the higher portfolio YTM.
| SBI Balance Hybrid Fund - Direct Plan - Growth | WhiteOak Capital Balanced Hybrid Fund Direct Plan Growth | |
|---|---|---|
| P/E Ratio | 37.2799 | 25.4202 |
| P/B Ratio | - | - |
| Dividend Yield | 0.5339% | 0.9301% |
| Active Share | - | - |
| Portfolio Turnover | - | 88% |
| YTM | 9.2074% | 7.8948% |
| Duration (Macaulay) | - | 2.7 yrs |
Punji Fund Health Score
SBI Balance Hybrid Fund and WhiteOak Capital Balanced Hybrid Fund carry the same Punji Quality grade.
Frequently asked questions
Which has a lower expense ratio, SBI Balance Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
WhiteOak Capital Balanced Hybrid Fund's direct-plan expense ratio is 2.85 percentage points lower than SBI Balance Hybrid Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Why don't SBI Balance Hybrid Fund and WhiteOak Capital Balanced Hybrid Fund show risk metrics like Sharpe ratio or alpha?
This fund is less than three years old, so a three-year risk history does not exist yet. This is a deliberate methodology choice, not missing data - risk metrics like alpha and Sharpe ratio are most meaningful for actively-managed funds where a manager makes decisions that can add or subtract value versus a benchmark. For a fund that mechanically tracks an index, the equivalent useful metric is tracking error (how closely it follows its index), not alpha.
Which has higher AUM, SBI Balance Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
SBI Balance Hybrid Fund has ₹1,990 Cr in assets under management, versus ₹291 Cr for WhiteOak Capital Balanced Hybrid Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which has a higher yield to maturity (YTM), SBI Balance Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
SBI Balance Hybrid Fund's portfolio YTM (9.2074%) is higher than WhiteOak Capital Balanced Hybrid Fund's. YTM is the weighted-average return a debt fund's current bond holdings would earn if held to maturity, assuming no defaults and coupons reinvested at the same rate - a useful forward-looking yield estimate for debt funds the way rolling CAGR is for equity funds, though it's an estimate based on today's portfolio, not a guaranteed return, and can move as bonds are bought/sold or as interest rates change.
Which fund has a longer track record, SBI Balance Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
WhiteOak Capital Balanced Hybrid Fund launched on 2023-10-05, making it older than SBI Balance Hybrid Fund (launched 2026-08-10). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.