COMPARE
quant BFSI Fund - Growth Option - Direct Plan vs Tata Digital India Fund-Direct Plan-Growth
quant BFSI Fund and Tata Digital India Fund- are both in the Sectoral/ Thematic category, from quant Money Managers Limited and Tata Asset Management Limited respectively. quant BFSI Fund has posted a higher 3-year rolling CAGR. Tata Digital India Fund- has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Tata Digital India Fund- has the lower direct-plan expense ratio, by 1.28 percentage points.
| quant BFSI Fund - Growth Option - Direct Plan | Tata Digital India Fund-Direct Plan-Growth | |
|---|---|---|
| Category | Sectoral/ Thematic | Sectoral/ Thematic |
| AMC | quant Money Managers Limited | Tata Asset Management Limited |
| Benchmark | Nifty Financial Services TRI | Nifty IT TRI |
| NAV | ₹19.4632 (2026-10-28) | ₹48.6414 (2026-10-28) |
| AUM | ₹854.191 Cr | ₹9,966.36 Cr |
| Expense Ratio (Direct) | 1.95% | 0.67% |
| Inception | 2023-06-01 | 2015-12-04 |
Returns
quant BFSI Fund leads on 3-year rolling CAGR (22.8% vs Tata Digital India Fund-'s 20.6%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
Tata Digital India Fund- has been the more volatile of the two by standard deviation.
| quant BFSI Fund - Growth Option - Direct Plan | Tata Digital India Fund-Direct Plan-Growth | |
|---|---|---|
| 3Y Sharpe Ratio | 0.53 | -0.08 |
| 3Y Alpha | 8.8665% | 2.0976% |
| 3Y Std Deviation | 17.9855% | 19.1246% |
| 3Y Calmar Ratio | 0.75 | 0.17 |
Portfolio Analytics
Tata Digital India Fund- carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| quant BFSI Fund - Growth Option - Direct Plan | Tata Digital India Fund-Direct Plan-Growth | |
|---|---|---|
| P/E Ratio | 11.7419 | 23.5168 |
| P/B Ratio | - | 5.8343 |
| Dividend Yield | 1.5958% | 1.8444% |
| Active Share | 97.37% | 52.35% |
| Portfolio Turnover | - | - |
| YTM | 5.3279% | - |
| Duration (Macaulay) | - | - |
Punji Fund Health Score
quant BFSI Fund and Tata Digital India Fund- carry the same Punji Quality grade.
Frequently asked questions
Which has a higher 3-year return, quant BFSI Fund or Tata Digital India Fund-?
quant BFSI Fund's 3-year rolling CAGR of 22.8% is higher than Tata Digital India Fund-'s 20.6%. quant BFSI Fund sits in the 91st percentile of its category on this metric, versus the 78th percentile for Tata Digital India Fund- - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, quant BFSI Fund or Tata Digital India Fund-?
Tata Digital India Fund-'s direct-plan expense ratio is 1.28 percentage points lower than quant BFSI Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, quant BFSI Fund or Tata Digital India Fund-?
By standard deviation (a measure of how much a fund's returns swing around its own average), Tata Digital India Fund- has been more volatile than quant BFSI Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.53 for quant BFSI Fund vs -0.08 for Tata Digital India Fund-) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, quant BFSI Fund or Tata Digital India Fund-?
Tata Digital India Fund- has ₹9,966 Cr in assets under management, versus ₹854 Cr for quant BFSI Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, quant BFSI Fund or Tata Digital India Fund-?
Tata Digital India Fund- launched on 2015-12-04, making it older than quant BFSI Fund (launched 2023-06-01). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.