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LIC MF Value Fund-Direct Plan-Growth vs Templeton India Value Fund - Direct - Growth
LIC MF Value Fund- and Templeton India Value Fund are both in the Value Fund category, from LIC Mutual Fund Asset Management Limited and Franklin Templeton Asset Management (India) Private Limited respectively. LIC MF Value Fund- has posted a higher 3-year rolling CAGR. Templeton India Value Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Templeton India Value Fund has the lower direct-plan expense ratio, by 0.75 percentage points.
| LIC MF Value Fund-Direct Plan-Growth | Templeton India Value Fund - Direct - Growth | |
|---|---|---|
| Category | Value Fund | Value Fund |
| AMC | LIC Mutual Fund Asset Management Limited | Franklin Templeton Asset Management (India) Private Limited |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| NAV | ₹29.5286 (2026-10-28) | ₹729.6771 (2026-10-28) |
| AUM | ₹356.863 Cr | ₹1,782.98 Cr |
| Expense Ratio (Direct) | 1.86% | 1.11% |
| Inception | 2018-07-30 | 1996-09-10 |
Returns
LIC MF Value Fund- leads on 3-year rolling CAGR (17.3% vs Templeton India Value Fund's 17.1%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
LIC MF Value Fund- has been the more volatile of the two by standard deviation.
| LIC MF Value Fund-Direct Plan-Growth | Templeton India Value Fund - Direct - Growth | |
|---|---|---|
| 3Y Sharpe Ratio | 0.40 | 0.02 |
| 3Y Alpha | 5.72% | -0.7708% |
| 3Y Std Deviation | 17.8206% | 12.9856% |
| 3Y Calmar Ratio | 0.56 | 0.41 |
Portfolio Analytics
LIC MF Value Fund- carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| LIC MF Value Fund-Direct Plan-Growth | Templeton India Value Fund - Direct - Growth | |
|---|---|---|
| P/E Ratio | 29.0845 | 13.5399 |
| P/B Ratio | 6.5033 | - |
| Dividend Yield | 0.948% | 1.712% |
| Active Share | 83.64% | 72.04% |
| Portfolio Turnover | 199% | 3320.0000000000005% |
| YTM | - | - |
| Duration (Macaulay) | - | - |
Punji Fund Health Score
LIC MF Value Fund- has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, LIC MF Value Fund- or Templeton India Value Fund?
LIC MF Value Fund-'s 3-year rolling CAGR of 17.3% is higher than Templeton India Value Fund's 17.1%. LIC MF Value Fund- sits in the 38th percentile of its category on this metric, versus the 29th percentile for Templeton India Value Fund - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, LIC MF Value Fund- or Templeton India Value Fund?
Templeton India Value Fund's direct-plan expense ratio is 0.75 percentage points lower than LIC MF Value Fund-'s. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, LIC MF Value Fund- or Templeton India Value Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), LIC MF Value Fund- has been more volatile than Templeton India Value Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.40 for LIC MF Value Fund- vs 0.02 for Templeton India Value Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, LIC MF Value Fund- or Templeton India Value Fund?
Templeton India Value Fund has ₹1,783 Cr in assets under management, versus ₹357 Cr for LIC MF Value Fund-. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, LIC MF Value Fund- or Templeton India Value Fund?
Templeton India Value Fund launched on 1996-09-10, making it older than LIC MF Value Fund- (launched 2018-07-30). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.