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LIC MF Value Fund-Direct Plan-Growth vs Sundaram Value Fund Direct Plan - Growth
LIC MF Value Fund- and Sundaram Value Fund are both in the Value Fund category, from LIC Mutual Fund Asset Management Limited and Sundaram Asset Management Company Ltd respectively. LIC MF Value Fund- has posted a higher 3-year rolling CAGR. Sundaram Value Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Sundaram Value Fund has the lower direct-plan expense ratio, by 0.08 percentage points.
| LIC MF Value Fund-Direct Plan-Growth | Sundaram Value Fund Direct Plan - Growth | |
|---|---|---|
| Category | Value Fund | Value Fund |
| AMC | LIC Mutual Fund Asset Management Limited | Sundaram Asset Management Company Ltd |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| NAV | ₹29.5286 (2026-10-28) | ₹210.7884 (2026-10-28) |
| AUM | ₹356.863 Cr | ₹1,199.41 Cr |
| Expense Ratio (Direct) | 1.86% | 1.78% |
| Inception | 2018-07-30 | 1999-11-22 |
Returns
LIC MF Value Fund- leads on 3-year rolling CAGR (17.3% vs Sundaram Value Fund's 14.0%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
LIC MF Value Fund- has been the more volatile of the two by standard deviation.
| LIC MF Value Fund-Direct Plan-Growth | Sundaram Value Fund Direct Plan - Growth | |
|---|---|---|
| 3Y Sharpe Ratio | 0.40 | -0.19 |
| 3Y Alpha | 5.72% | -3.478% |
| 3Y Std Deviation | 17.8206% | 12.7849% |
| 3Y Calmar Ratio | 0.56 | 0.29 |
Portfolio Analytics
LIC MF Value Fund- carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| LIC MF Value Fund-Direct Plan-Growth | Sundaram Value Fund Direct Plan - Growth | |
|---|---|---|
| P/E Ratio | 29.0845 | 17.883 |
| P/B Ratio | 6.5033 | - |
| Dividend Yield | 0.948% | 1.7581% |
| Active Share | 83.64% | 63.9% |
| Portfolio Turnover | 199% | - |
| YTM | - | - |
| Duration (Macaulay) | - | - |
Punji Fund Health Score
LIC MF Value Fund- has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, LIC MF Value Fund- or Sundaram Value Fund?
LIC MF Value Fund-'s 3-year rolling CAGR of 17.3% is higher than Sundaram Value Fund's 14.0%. LIC MF Value Fund- sits in the 38th percentile of its category on this metric, versus the 10th percentile for Sundaram Value Fund - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, LIC MF Value Fund- or Sundaram Value Fund?
Sundaram Value Fund's direct-plan expense ratio is 0.08 percentage points lower than LIC MF Value Fund-'s. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, LIC MF Value Fund- or Sundaram Value Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), LIC MF Value Fund- has been more volatile than Sundaram Value Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.40 for LIC MF Value Fund- vs -0.19 for Sundaram Value Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, LIC MF Value Fund- or Sundaram Value Fund?
Sundaram Value Fund has ₹1,199 Cr in assets under management, versus ₹357 Cr for LIC MF Value Fund-. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, LIC MF Value Fund- or Sundaram Value Fund?
Sundaram Value Fund launched on 1999-11-22, making it older than LIC MF Value Fund- (launched 2018-07-30). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.