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Kotak Aggressive Hybrid Fund - Direct Plan -Growth vs UTI Aggressive Hybrid Fund -Direct Plan - Growth
Kotak Aggressive Hybrid Fund and UTI Aggressive Hybrid Fund - are both in the Aggressive Hybrid Fund category, from Kotak Mahindra Asset Management Company Limited. and UTI Asset Mgmt. Co. Ltd. respectively. Kotak Aggressive Hybrid Fund has posted a higher 3-year rolling CAGR. Kotak Aggressive Hybrid Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Kotak Aggressive Hybrid Fund has the lower direct-plan expense ratio, by 0.68 percentage points.
| Kotak Aggressive Hybrid Fund - Direct Plan -Growth | UTI Aggressive Hybrid Fund -Direct Plan - Growth | |
|---|---|---|
| Category | Aggressive Hybrid Fund | Aggressive Hybrid Fund |
| AMC | Kotak Mahindra Asset Management Company Limited. | UTI Asset Mgmt. Co. Ltd. |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index TRI | CRISIL Hybrid 35+65 - Aggressive Index |
| NAV | ₹73.43 (2026-10-28) | ₹419.1514 (2026-10-28) |
| AUM | ₹9,025.015 Cr | ₹6,410.727 Cr |
| Expense Ratio (Direct) | 0.6492% | 1.33% |
| Inception | 1999-11-29 | 1995-01-02 |
Returns
Kotak Aggressive Hybrid Fund leads on 3-year rolling CAGR (15.7% vs UTI Aggressive Hybrid Fund -'s 14.2%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
Kotak Aggressive Hybrid Fund has been the more volatile of the two by standard deviation.
| Kotak Aggressive Hybrid Fund - Direct Plan -Growth | UTI Aggressive Hybrid Fund -Direct Plan - Growth | |
|---|---|---|
| 3Y Sharpe Ratio | 0.29 | 0.18 |
| 3Y Alpha | 4.6124% | 1.1159% |
| 3Y Std Deviation | 11.6538% | 9.8445% |
| 3Y Calmar Ratio | 0.72 | 0.74 |
Portfolio Analytics
Kotak Aggressive Hybrid Fund carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| Kotak Aggressive Hybrid Fund - Direct Plan -Growth | UTI Aggressive Hybrid Fund -Direct Plan - Growth | |
|---|---|---|
| P/E Ratio | 23.7734 | 16.764 |
| P/B Ratio | 9.9087 | - |
| Dividend Yield | 1.053% | 1.9406% |
| Active Share | - | - |
| Portfolio Turnover | 50.93% | - |
| YTM | 6.48% | - |
| Duration (Macaulay) | 2.98 yrs | - |
Punji Fund Health Score
Kotak Aggressive Hybrid Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, Kotak Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund -?
Kotak Aggressive Hybrid Fund's 3-year rolling CAGR of 15.7% is higher than UTI Aggressive Hybrid Fund -'s 14.2%. Kotak Aggressive Hybrid Fund sits in the 79th percentile of its category on this metric, versus the 45th percentile for UTI Aggressive Hybrid Fund - - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, Kotak Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund -?
Kotak Aggressive Hybrid Fund's direct-plan expense ratio is 0.68 percentage points lower than UTI Aggressive Hybrid Fund -'s. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, Kotak Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund -?
By standard deviation (a measure of how much a fund's returns swing around its own average), Kotak Aggressive Hybrid Fund has been more volatile than UTI Aggressive Hybrid Fund - over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.29 for Kotak Aggressive Hybrid Fund vs 0.18 for UTI Aggressive Hybrid Fund -) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, Kotak Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund -?
Kotak Aggressive Hybrid Fund has ₹9,025 Cr in assets under management, versus ₹6,411 Cr for UTI Aggressive Hybrid Fund -. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, Kotak Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund -?
UTI Aggressive Hybrid Fund - launched on 1995-01-02, making it older than Kotak Aggressive Hybrid Fund (launched 1999-11-29). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.