COMPARE
ICICI Prudential Children's Fund - Direct Plan vs SBI Children's Fund - Investment Plan - Direct Plan - Growth
ICICI Prudential Children's Fund and SBI Children's Fund - Investment Plan are both in the Children s Fund category, from ICICI Prudential Asset Management Company Limited and SBI Funds Management Limited respectively. SBI Children's Fund - Investment Plan has posted a higher 3-year rolling CAGR. SBI Children's Fund - Investment Plan has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
SBI Children's Fund - Investment Plan has the lower direct-plan expense ratio, by 1.24 percentage points.
| ICICI Prudential Children's Fund - Direct Plan | SBI Children's Fund - Investment Plan - Direct Plan - Growth | |
|---|---|---|
| Category | Children s Fund | Children s Fund |
| AMC | ICICI Prudential Asset Management Company Limited | SBI Funds Management Limited |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index TRI | CRISIL Hybrid 35+65 - Aggressive Index |
| NAV | ₹338.35 (2026-10-28) | ₹51.7789 (2026-10-28) |
| AUM | ₹1,346.898 Cr | ₹7,943.968 Cr |
| Expense Ratio (Direct) | 2.32% | 1.08% |
| Inception | 2001-08-31 | 2020-09-08 |
Returns
SBI Children's Fund - Investment Plan leads on 3-year rolling CAGR (24.5% vs ICICI Prudential Children's Fund's 13.8%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
ICICI Prudential Children's Fund has been the more volatile of the two by standard deviation.
| ICICI Prudential Children's Fund - Direct Plan | SBI Children's Fund - Investment Plan - Direct Plan - Growth | |
|---|---|---|
| 3Y Sharpe Ratio | 0.23 | 0.91 |
| 3Y Alpha | 4.4704% | 11.0507% |
| 3Y Std Deviation | 13.477% | 12.9418% |
| 3Y Calmar Ratio | 0.65 | 1.19 |
Portfolio Analytics
ICICI Prudential Children's Fund carries the higher portfolio YTM.
| ICICI Prudential Children's Fund - Direct Plan | SBI Children's Fund - Investment Plan - Direct Plan - Growth | |
|---|---|---|
| P/E Ratio | 20.0766 | 29.043 |
| P/B Ratio | - | - |
| Dividend Yield | 1.4135% | 0.6259% |
| Active Share | - | - |
| Portfolio Turnover | - | - |
| YTM | 8.0193% | 6.5142% |
| Duration (Macaulay) | - | 0.04 yrs |
Punji Fund Health Score
SBI Children's Fund - Investment Plan has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, ICICI Prudential Children's Fund or SBI Children's Fund - Investment Plan?
SBI Children's Fund - Investment Plan's 3-year rolling CAGR of 24.5% is higher than ICICI Prudential Children's Fund's 13.8%. SBI Children's Fund - Investment Plan sits in the 100th percentile of its category on this metric, versus the 73rd percentile for ICICI Prudential Children's Fund - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, ICICI Prudential Children's Fund or SBI Children's Fund - Investment Plan?
SBI Children's Fund - Investment Plan's direct-plan expense ratio is 1.24 percentage points lower than ICICI Prudential Children's Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, ICICI Prudential Children's Fund or SBI Children's Fund - Investment Plan?
By standard deviation (a measure of how much a fund's returns swing around its own average), ICICI Prudential Children's Fund has been more volatile than SBI Children's Fund - Investment Plan over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.23 for ICICI Prudential Children's Fund vs 0.91 for SBI Children's Fund - Investment Plan) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, ICICI Prudential Children's Fund or SBI Children's Fund - Investment Plan?
SBI Children's Fund - Investment Plan has ₹7,944 Cr in assets under management, versus ₹1,347 Cr for ICICI Prudential Children's Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which has a higher yield to maturity (YTM), ICICI Prudential Children's Fund or SBI Children's Fund - Investment Plan?
ICICI Prudential Children's Fund's portfolio YTM (8.0193%) is higher than SBI Children's Fund - Investment Plan's. YTM is the weighted-average return a debt fund's current bond holdings would earn if held to maturity, assuming no defaults and coupons reinvested at the same rate - a useful forward-looking yield estimate for debt funds the way rolling CAGR is for equity funds, though it's an estimate based on today's portfolio, not a guaranteed return, and can move as bonds are bought/sold or as interest rates change.
Which fund has a longer track record, ICICI Prudential Children's Fund or SBI Children's Fund - Investment Plan?
ICICI Prudential Children's Fund launched on 2001-08-31, making it older than SBI Children's Fund - Investment Plan (launched 2020-09-08). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.