COMPARE
ICICI Prudential Balanced Hybrid Fund - Direct Plan - Growth vs WhiteOak Capital Balanced Hybrid Fund Direct Plan Growth
ICICI Prudential Balanced Hybrid Fund and WhiteOak Capital Balanced Hybrid Fund are both in the Balanced Hybrid Fund category, from ICICI Prudential Asset Management Company Limited and WhiteOak Capital Asset Management Limited respectively. WhiteOak Capital Balanced Hybrid Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
WhiteOak Capital Balanced Hybrid Fund has the lower direct-plan expense ratio, by 0.66 percentage points.
| ICICI Prudential Balanced Hybrid Fund - Direct Plan - Growth | WhiteOak Capital Balanced Hybrid Fund Direct Plan Growth | |
|---|---|---|
| Category | Balanced Hybrid Fund | Balanced Hybrid Fund |
| AMC | ICICI Prudential Asset Management Company Limited | WhiteOak Capital Asset Management Limited |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | CRISIL Hybrid 50+50 - Moderate Index |
| NAV | ₹9.74 (2026-10-28) | ₹13.529 (2026-10-28) |
| AUM | ₹216.138 Cr | ₹291.47 Cr |
| Expense Ratio (Direct) | 1.37% | 0.71% |
| Inception | 2026-06-30 | 2023-10-05 |
Returns
This fund is less than a year old, so there is not yet enough history to calculate rolling returns.
Risk Metrics
This fund is less than three years old, so a three-year risk history does not exist yet.
Portfolio Analytics
ICICI Prudential Balanced Hybrid Fund carries the higher portfolio YTM.
| ICICI Prudential Balanced Hybrid Fund - Direct Plan - Growth | WhiteOak Capital Balanced Hybrid Fund Direct Plan Growth | |
|---|---|---|
| P/E Ratio | 25.558 | 25.4202 |
| P/B Ratio | - | - |
| Dividend Yield | 1.1155% | 0.9301% |
| Active Share | - | - |
| Portfolio Turnover | - | 88% |
| YTM | 8.2089% | 7.8948% |
| Duration (Macaulay) | 1.89 yrs | 2.7 yrs |
Punji Fund Health Score
ICICI Prudential Balanced Hybrid Fund and WhiteOak Capital Balanced Hybrid Fund carry the same Punji Quality grade.
Frequently asked questions
Which has a lower expense ratio, ICICI Prudential Balanced Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
WhiteOak Capital Balanced Hybrid Fund's direct-plan expense ratio is 0.66 percentage points lower than ICICI Prudential Balanced Hybrid Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Why don't ICICI Prudential Balanced Hybrid Fund and WhiteOak Capital Balanced Hybrid Fund show risk metrics like Sharpe ratio or alpha?
This fund is less than three years old, so a three-year risk history does not exist yet. This is a deliberate methodology choice, not missing data - risk metrics like alpha and Sharpe ratio are most meaningful for actively-managed funds where a manager makes decisions that can add or subtract value versus a benchmark. For a fund that mechanically tracks an index, the equivalent useful metric is tracking error (how closely it follows its index), not alpha.
Which has higher AUM, ICICI Prudential Balanced Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
WhiteOak Capital Balanced Hybrid Fund has ₹291 Cr in assets under management, versus ₹216 Cr for ICICI Prudential Balanced Hybrid Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which has a higher yield to maturity (YTM), ICICI Prudential Balanced Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
ICICI Prudential Balanced Hybrid Fund's portfolio YTM (8.2089%) is higher than WhiteOak Capital Balanced Hybrid Fund's. YTM is the weighted-average return a debt fund's current bond holdings would earn if held to maturity, assuming no defaults and coupons reinvested at the same rate - a useful forward-looking yield estimate for debt funds the way rolling CAGR is for equity funds, though it's an estimate based on today's portfolio, not a guaranteed return, and can move as bonds are bought/sold or as interest rates change.
Which has longer duration (more interest-rate sensitivity), ICICI Prudential Balanced Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
WhiteOak Capital Balanced Hybrid Fund has the longer Macaulay duration of the two, meaning its NAV is more sensitive to interest-rate changes - a longer-duration debt fund tends to gain more when rates fall and lose more when rates rise, compared to a shorter-duration fund. Duration is expressed in years but isn't literally about how long you hold the fund; it's a measure of price sensitivity to rate moves. If you expect rates to fall, the longer-duration fund benefits more; if you expect rates to rise or want to minimize that swing, the shorter-duration fund is the more conservative pick.
Which fund has a longer track record, ICICI Prudential Balanced Hybrid Fund or WhiteOak Capital Balanced Hybrid Fund?
WhiteOak Capital Balanced Hybrid Fund launched on 2023-10-05, making it older than ICICI Prudential Balanced Hybrid Fund (launched 2026-06-30). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.