COMPARE
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth vs Samco Dynamic Asset Allocation Fund - Direct Plan - Growth Option
ICICI Prudential Balanced Advantage Fund and Samco Dynamic Asset Allocation Fund are both in the Dynamic Asset Allocation or Balanced Advantage category, from ICICI Prudential Asset Management Company Limited and Samco Asset Management Private Limited respectively. ICICI Prudential Balanced Advantage Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
ICICI Prudential Balanced Advantage Fund has the lower direct-plan expense ratio, by 0.88 percentage points.
| ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | Samco Dynamic Asset Allocation Fund - Direct Plan - Growth Option | |
|---|---|---|
| Category | Dynamic Asset Allocation or Balanced Advantage | Dynamic Asset Allocation or Balanced Advantage |
| AMC | ICICI Prudential Asset Management Company Limited | Samco Asset Management Private Limited |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| NAV | ₹85.23 (2026-10-28) | ₹10.37 (2026-10-28) |
| AUM | ₹71,029.914 Cr | ₹149.81 Cr |
| Expense Ratio (Direct) | 1.04% | 1.92% |
| Inception | 2006-11-08 | 2023-12-07 |
Returns
Risk Metrics
Samco Dynamic Asset Allocation Fund has been the more volatile of the two by standard deviation.
| ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | Samco Dynamic Asset Allocation Fund - Direct Plan - Growth Option | |
|---|---|---|
| 3Y Sharpe Ratio | 0.33 | -0.65 |
| 3Y Alpha | -0.313% | -8.8533% |
| 3Y Std Deviation | 7.3035% | 9.8697% |
| 3Y Calmar Ratio | 1.15 | 0.04 |
Portfolio Analytics
ICICI Prudential Balanced Advantage Fund carries the higher portfolio YTM.
Punji Fund Health Score
Samco Dynamic Asset Allocation Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a lower expense ratio, ICICI Prudential Balanced Advantage Fund or Samco Dynamic Asset Allocation Fund?
ICICI Prudential Balanced Advantage Fund's direct-plan expense ratio is 0.88 percentage points lower than Samco Dynamic Asset Allocation Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, ICICI Prudential Balanced Advantage Fund or Samco Dynamic Asset Allocation Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), Samco Dynamic Asset Allocation Fund has been more volatile than ICICI Prudential Balanced Advantage Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.33 for ICICI Prudential Balanced Advantage Fund vs -0.65 for Samco Dynamic Asset Allocation Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, ICICI Prudential Balanced Advantage Fund or Samco Dynamic Asset Allocation Fund?
ICICI Prudential Balanced Advantage Fund has ₹71,030 Cr in assets under management, versus ₹150 Cr for Samco Dynamic Asset Allocation Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which has a higher yield to maturity (YTM), ICICI Prudential Balanced Advantage Fund or Samco Dynamic Asset Allocation Fund?
ICICI Prudential Balanced Advantage Fund's portfolio YTM (7.8827%) is higher than Samco Dynamic Asset Allocation Fund's. YTM is the weighted-average return a debt fund's current bond holdings would earn if held to maturity, assuming no defaults and coupons reinvested at the same rate - a useful forward-looking yield estimate for debt funds the way rolling CAGR is for equity funds, though it's an estimate based on today's portfolio, not a guaranteed return, and can move as bonds are bought/sold or as interest rates change.
Which fund has a longer track record, ICICI Prudential Balanced Advantage Fund or Samco Dynamic Asset Allocation Fund?
ICICI Prudential Balanced Advantage Fund launched on 2006-11-08, making it older than Samco Dynamic Asset Allocation Fund (launched 2023-12-07). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.