COMPARE
HSBC Flexi Cap Fund - Direct Growth vs Motilal Oswal Flexi cap Fund Direct Plan-Growth Option
HSBC Flexi Cap Fund and Motilal Oswal Flexi cap Fund are both in the Flexi Cap Fund category, from HSBC Asset Management (India) Private Ltd. and Motilal Oswal Asset Management Company Limited respectively. HSBC Flexi Cap Fund has posted a higher 3-year rolling CAGR. Motilal Oswal Flexi cap Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Motilal Oswal Flexi cap Fund has the lower direct-plan expense ratio, by 0.09 percentage points.
| HSBC Flexi Cap Fund - Direct Growth | Motilal Oswal Flexi cap Fund Direct Plan-Growth Option | |
|---|---|---|
| Category | Flexi Cap Fund | Flexi Cap Fund |
| AMC | HSBC Asset Management (India) Private Ltd. | Motilal Oswal Asset Management Company Limited |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| NAV | ₹248.1771 (2026-10-28) | ₹67.2714 (2026-10-28) |
| AUM | ₹5,556.328 Cr | ₹12,838.77 Cr |
| Expense Ratio (Direct) | 1.31% | 1.22% |
| Inception | 2004-01-22 | 2014-04-07 |
Returns
HSBC Flexi Cap Fund leads on 3-year rolling CAGR (15.9% vs Motilal Oswal Flexi cap Fund's 15.3%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
Motilal Oswal Flexi cap Fund has been the more volatile of the two by standard deviation.
| HSBC Flexi Cap Fund - Direct Growth | Motilal Oswal Flexi cap Fund Direct Plan-Growth Option | |
|---|---|---|
| 3Y Sharpe Ratio | 0.35 | 0.44 |
| 3Y Alpha | 4.1801% | 5.9552% |
| 3Y Std Deviation | 15.7115% | 16.4203% |
| 3Y Calmar Ratio | 0.61 | 0.66 |
Portfolio Analytics
Motilal Oswal Flexi cap Fund carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| HSBC Flexi Cap Fund - Direct Growth | Motilal Oswal Flexi cap Fund Direct Plan-Growth Option | |
|---|---|---|
| P/E Ratio | 25.856 | 38.6643 |
| P/B Ratio | 6.656 | - |
| Dividend Yield | 0.81% | 0.4056% |
| Active Share | 64.84% | 92.34% |
| Portfolio Turnover | 51% | - |
| YTM | - | - |
| Duration (Macaulay) | - | - |
Punji Fund Health Score
HSBC Flexi Cap Fund and Motilal Oswal Flexi cap Fund carry the same Punji Quality grade.
Frequently asked questions
Which has a higher 3-year return, HSBC Flexi Cap Fund or Motilal Oswal Flexi cap Fund?
HSBC Flexi Cap Fund's 3-year rolling CAGR of 15.9% is higher than Motilal Oswal Flexi cap Fund's 15.3%. HSBC Flexi Cap Fund sits in the 42nd percentile of its category on this metric, versus the 28th percentile for Motilal Oswal Flexi cap Fund - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, HSBC Flexi Cap Fund or Motilal Oswal Flexi cap Fund?
Motilal Oswal Flexi cap Fund's direct-plan expense ratio is 0.09 percentage points lower than HSBC Flexi Cap Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, HSBC Flexi Cap Fund or Motilal Oswal Flexi cap Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), Motilal Oswal Flexi cap Fund has been more volatile than HSBC Flexi Cap Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.35 for HSBC Flexi Cap Fund vs 0.44 for Motilal Oswal Flexi cap Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, HSBC Flexi Cap Fund or Motilal Oswal Flexi cap Fund?
Motilal Oswal Flexi cap Fund has ₹12,839 Cr in assets under management, versus ₹5,556 Cr for HSBC Flexi Cap Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, HSBC Flexi Cap Fund or Motilal Oswal Flexi cap Fund?
HSBC Flexi Cap Fund launched on 2004-01-22, making it older than Motilal Oswal Flexi cap Fund (launched 2014-04-07). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.