COMPARE
HSBC Consumption Fund - Direct Growth vs Samco Active Momentum Fund - Direct Plan - Growth Option
HSBC Consumption Fund and Samco Active Momentum Fund are both in the Thematic Fund category, from HSBC Asset Management (India) Private Ltd. and Samco Asset Management Private Limited respectively. HSBC Consumption Fund has posted a higher 3-year rolling CAGR. HSBC Consumption Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
HSBC Consumption Fund has the lower direct-plan expense ratio, by 1.04 percentage points.
| HSBC Consumption Fund - Direct Growth | Samco Active Momentum Fund - Direct Plan - Growth Option | |
|---|---|---|
| Category | Thematic Fund | Thematic Fund |
| AMC | HSBC Asset Management (India) Private Ltd. | Samco Asset Management Private Limited |
| Benchmark | Nifty India Consumption TRI | Nifty 500 TRI |
| NAV | ₹14.8658 (2026-10-28) | ₹15.64 (2026-10-28) |
| AUM | ₹1,826.916 Cr | ₹747.28 Cr |
| Expense Ratio (Direct) | 0.88% | 1.92% |
| Inception | 2023-08-10 | 2023-06-15 |
Returns
HSBC Consumption Fund leads on 3-year rolling CAGR (15.7% vs Samco Active Momentum Fund's 15.4%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
HSBC Consumption Fund has been the more volatile of the two by standard deviation.
| HSBC Consumption Fund - Direct Growth | Samco Active Momentum Fund - Direct Plan - Growth Option | |
|---|---|---|
| 3Y Sharpe Ratio | 0.30 | 0.31 |
| 3Y Alpha | 3.8632% | 3.8169% |
| 3Y Std Deviation | 16.3816% | 15.6612% |
| 3Y Calmar Ratio | 0.56 | 0.47 |
Portfolio Analytics
HSBC Consumption Fund carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| HSBC Consumption Fund - Direct Growth | Samco Active Momentum Fund - Direct Plan - Growth Option | |
|---|---|---|
| P/E Ratio | 48.8883 | 28.9991 |
| P/B Ratio | 6.656 | - |
| Dividend Yield | 0.4391% | 0.4745% |
| Active Share | 65.33% | 94.33% |
| Portfolio Turnover | 24% | 771% |
| YTM | - | - |
| Duration (Macaulay) | - | - |
Punji Fund Health Score
HSBC Consumption Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, HSBC Consumption Fund or Samco Active Momentum Fund?
HSBC Consumption Fund's 3-year rolling CAGR of 15.7% is higher than Samco Active Momentum Fund's 15.4%. HSBC Consumption Fund sits in the 35th percentile of its category on this metric, versus the 29th percentile for Samco Active Momentum Fund - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, HSBC Consumption Fund or Samco Active Momentum Fund?
HSBC Consumption Fund's direct-plan expense ratio is 1.04 percentage points lower than Samco Active Momentum Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, HSBC Consumption Fund or Samco Active Momentum Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), HSBC Consumption Fund has been more volatile than Samco Active Momentum Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.30 for HSBC Consumption Fund vs 0.31 for Samco Active Momentum Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, HSBC Consumption Fund or Samco Active Momentum Fund?
HSBC Consumption Fund has ₹1,827 Cr in assets under management, versus ₹747 Cr for Samco Active Momentum Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, HSBC Consumption Fund or Samco Active Momentum Fund?
Samco Active Momentum Fund launched on 2023-06-15, making it older than HSBC Consumption Fund (launched 2023-08-10). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.