COMPARE
HDFC Developed World Overseas Equity Passive FOF - Direct Plan - Growth Option vs Navi Total Stock Market US Specific Equity Passive FoF- Direct Plan- Growth
HDFC Developed World Overseas Equity Passive FOF and Navi Total Stock Market US Specific Equity Passive FoF- are both in the FoF Overseas category, from HDFC Asset Management Company Limited and Navi AMC Limited respectively. Navi Total Stock Market US Specific Equity Passive FoF- has posted a higher 3-year rolling CAGR. Navi Total Stock Market US Specific Equity Passive FoF- has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Navi Total Stock Market US Specific Equity Passive FoF- has the lower direct-plan expense ratio, by 0.14 percentage points.
| HDFC Developed World Overseas Equity Passive FOF - Direct Plan - Growth Option | Navi Total Stock Market US Specific Equity Passive FoF- Direct Plan- Growth | |
|---|---|---|
| Category | FoF Overseas | FoF Overseas |
| AMC | HDFC Asset Management Company Limited | Navi AMC Limited |
| Benchmark | MSCI World Index | CRSP US Total Market Index |
| NAV | ₹21.918 (2026-10-28) | ₹22.9828 (2026-10-28) |
| AUM | ₹1,700.558 Cr | ₹1,065.98 Cr |
| Expense Ratio (Direct) | 0.21% | 0.07% |
| Inception | 2021-09-17 | 2022-02-04 |
Returns
Navi Total Stock Market US Specific Equity Passive FoF- leads on 3-year rolling CAGR (23.8% vs HDFC Developed World Overseas Equity Passive FOF's 21.6%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
Navi Total Stock Market US Specific Equity Passive FoF- has been the more volatile of the two by standard deviation.
Portfolio Analytics
Punji Fund Health Score
HDFC Developed World Overseas Equity Passive FOF and Navi Total Stock Market US Specific Equity Passive FoF- carry the same Punji Quality grade.
Frequently asked questions
Which has a higher 3-year return, HDFC Developed World Overseas Equity Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
Navi Total Stock Market US Specific Equity Passive FoF-'s 3-year rolling CAGR of 23.8% is higher than HDFC Developed World Overseas Equity Passive FOF's 21.6%. Navi Total Stock Market US Specific Equity Passive FoF- sits in the 85th percentile of its category on this metric, versus the 76th percentile for HDFC Developed World Overseas Equity Passive FOF - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, HDFC Developed World Overseas Equity Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
Navi Total Stock Market US Specific Equity Passive FoF-'s direct-plan expense ratio is 0.14 percentage points lower than HDFC Developed World Overseas Equity Passive FOF's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, HDFC Developed World Overseas Equity Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
By standard deviation (a measure of how much a fund's returns swing around its own average), Navi Total Stock Market US Specific Equity Passive FoF- has been more volatile than HDFC Developed World Overseas Equity Passive FOF over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (1.48 for HDFC Developed World Overseas Equity Passive FOF vs 1.34 for Navi Total Stock Market US Specific Equity Passive FoF-) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, HDFC Developed World Overseas Equity Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
HDFC Developed World Overseas Equity Passive FOF has ₹1,701 Cr in assets under management, versus ₹1,066 Cr for Navi Total Stock Market US Specific Equity Passive FoF-. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, HDFC Developed World Overseas Equity Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
HDFC Developed World Overseas Equity Passive FOF launched on 2021-09-17, making it older than Navi Total Stock Market US Specific Equity Passive FoF- (launched 2022-02-04). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.