COMPARE
HDFC Childrens Fund - Direct Plan vs UTI Children's Equity Fund - Direct Plan - Growth Option
HDFC Childrens Fund and UTI Children's Equity Fund are both in the Children s Fund category, from HDFC Asset Management Company Limited and UTI Asset Mgmt. Co. Ltd. respectively. UTI Children's Equity Fund has posted a higher 3-year rolling CAGR. HDFC Childrens Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
HDFC Childrens Fund has the lower direct-plan expense ratio, by 0.34 percentage points.
| HDFC Childrens Fund - Direct Plan | UTI Children's Equity Fund - Direct Plan - Growth Option | |
|---|---|---|
| Category | Children s Fund | Children s Fund |
| AMC | HDFC Asset Management Company Limited | UTI Asset Mgmt. Co. Ltd. |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index TRI | Nifty 500 TRI |
| NAV | ₹310.806 (2026-10-28) | ₹85.6312 (2026-10-28) |
| AUM | ₹10,172.767 Cr | ₹1,056.481 Cr |
| Expense Ratio (Direct) | 1.04% | 1.38% |
| Inception | 2001-01-25 | 2008-01-30 |
Returns
UTI Children's Equity Fund leads on 3-year rolling CAGR (7.0% vs HDFC Childrens Fund's 15.6%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
UTI Children's Equity Fund has been the more volatile of the two by standard deviation.
| HDFC Childrens Fund - Direct Plan | UTI Children's Equity Fund - Direct Plan - Growth Option | |
|---|---|---|
| 3Y Sharpe Ratio | -0.01 | -0.10 |
| 3Y Alpha | 0.9552% | -2.3752% |
| 3Y Std Deviation | 9.675% | 12.942% |
| 3Y Calmar Ratio | 0.56 | 0.31 |
Portfolio Analytics
UTI Children's Equity Fund carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| HDFC Childrens Fund - Direct Plan | UTI Children's Equity Fund - Direct Plan - Growth Option | |
|---|---|---|
| P/E Ratio | 14.2575 | 24.9196 |
| P/B Ratio | - | - |
| Dividend Yield | 1.1394% | 1.1745% |
| Active Share | - | - |
| Portfolio Turnover | 6768.000000000001% | - |
| YTM | 7.06% | - |
| Duration (Macaulay) | 4.37 yrs | - |
Punji Fund Health Score
HDFC Childrens Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, HDFC Childrens Fund or UTI Children's Equity Fund?
UTI Children's Equity Fund's 3-year rolling CAGR of 7.0% is higher than HDFC Childrens Fund's 15.6%. UTI Children's Equity Fund sits in the 18th percentile of its category on this metric, versus the 91st percentile for HDFC Childrens Fund - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, HDFC Childrens Fund or UTI Children's Equity Fund?
HDFC Childrens Fund's direct-plan expense ratio is 0.34 percentage points lower than UTI Children's Equity Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, HDFC Childrens Fund or UTI Children's Equity Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), UTI Children's Equity Fund has been more volatile than HDFC Childrens Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (-0.01 for HDFC Childrens Fund vs -0.10 for UTI Children's Equity Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, HDFC Childrens Fund or UTI Children's Equity Fund?
HDFC Childrens Fund has ₹10,173 Cr in assets under management, versus ₹1,056 Cr for UTI Children's Equity Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, HDFC Childrens Fund or UTI Children's Equity Fund?
HDFC Childrens Fund launched on 2001-01-25, making it older than UTI Children's Equity Fund (launched 2008-01-30). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.