COMPARE
HDFC Childrens Fund - Direct Plan vs Tata Childrens Fund-Direct Plan-Growth Option
HDFC Childrens Fund and Tata Childrens Fund- are both in the Children s Fund category, from HDFC Asset Management Company Limited and Tata Asset Management Limited respectively. HDFC Childrens Fund has posted a higher 3-year rolling CAGR. HDFC Childrens Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
HDFC Childrens Fund has the lower direct-plan expense ratio, by 0.80 percentage points.
| HDFC Childrens Fund - Direct Plan | Tata Childrens Fund-Direct Plan-Growth Option | |
|---|---|---|
| Category | Children s Fund | Children s Fund |
| AMC | HDFC Asset Management Company Limited | Tata Asset Management Limited |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index TRI | Nifty 500 TRI |
| NAV | ₹310.806 (2026-10-28) | ₹58.4637 (2026-10-28) |
| AUM | ₹10,172.767 Cr | ₹310.28 Cr |
| Expense Ratio (Direct) | 1.04% | 1.84% |
| Inception | 2001-01-25 | 1995-08-30 |
Returns
HDFC Childrens Fund leads on 3-year rolling CAGR (15.6% vs Tata Childrens Fund-'s 13.5%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
Tata Childrens Fund- has been the more volatile of the two by standard deviation.
| HDFC Childrens Fund - Direct Plan | Tata Childrens Fund-Direct Plan-Growth Option | |
|---|---|---|
| 3Y Sharpe Ratio | -0.01 | -0.36 |
| 3Y Alpha | 0.9552% | -5.6698% |
| 3Y Std Deviation | 9.675% | 12.6971% |
| 3Y Calmar Ratio | 0.56 | 0.11 |
Portfolio Analytics
Tata Childrens Fund- carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
| HDFC Childrens Fund - Direct Plan | Tata Childrens Fund-Direct Plan-Growth Option | |
|---|---|---|
| P/E Ratio | 14.2575 | 20.8586 |
| P/B Ratio | - | 10.3901 |
| Dividend Yield | 1.1394% | 1.1436% |
| Active Share | - | 70.69% |
| Portfolio Turnover | 6768.000000000001% | 79% |
| YTM | 7.06% | - |
| Duration (Macaulay) | 4.37 yrs | - |
Punji Fund Health Score
HDFC Childrens Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, HDFC Childrens Fund or Tata Childrens Fund-?
HDFC Childrens Fund's 3-year rolling CAGR of 15.6% is higher than Tata Childrens Fund-'s 13.5%. HDFC Childrens Fund sits in the 91st percentile of its category on this metric, versus the 64th percentile for Tata Childrens Fund- - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, HDFC Childrens Fund or Tata Childrens Fund-?
HDFC Childrens Fund's direct-plan expense ratio is 0.80 percentage points lower than Tata Childrens Fund-'s. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, HDFC Childrens Fund or Tata Childrens Fund-?
By standard deviation (a measure of how much a fund's returns swing around its own average), Tata Childrens Fund- has been more volatile than HDFC Childrens Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (-0.01 for HDFC Childrens Fund vs -0.36 for Tata Childrens Fund-) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, HDFC Childrens Fund or Tata Childrens Fund-?
HDFC Childrens Fund has ₹10,173 Cr in assets under management, versus ₹310 Cr for Tata Childrens Fund-. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, HDFC Childrens Fund or Tata Childrens Fund-?
Tata Childrens Fund- launched on 1995-08-30, making it older than HDFC Childrens Fund (launched 2001-01-25). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.