COMPARE
HDFC Childrens Fund - Direct Plan vs ICICI Prudential Children's Fund - Direct Plan
HDFC Childrens Fund and ICICI Prudential Children's Fund are both in the Children s Fund category, from HDFC Asset Management Company Limited and ICICI Prudential Asset Management Company Limited respectively. HDFC Childrens Fund has posted a higher 3-year rolling CAGR. HDFC Childrens Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
HDFC Childrens Fund has the lower direct-plan expense ratio, by 1.28 percentage points.
| HDFC Childrens Fund - Direct Plan | ICICI Prudential Children's Fund - Direct Plan | |
|---|---|---|
| Category | Children s Fund | Children s Fund |
| AMC | HDFC Asset Management Company Limited | ICICI Prudential Asset Management Company Limited |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index TRI | NIFTY 50 Hybrid Composite Debt 65:35 Index TRI |
| NAV | ₹310.806 (2026-10-28) | ₹338.35 (2026-10-28) |
| AUM | ₹10,172.767 Cr | ₹1,346.898 Cr |
| Expense Ratio (Direct) | 1.04% | 2.32% |
| Inception | 2001-01-25 | 2001-08-31 |
Returns
HDFC Childrens Fund leads on 3-year rolling CAGR (15.6% vs ICICI Prudential Children's Fund's 13.8%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
ICICI Prudential Children's Fund has been the more volatile of the two by standard deviation.
| HDFC Childrens Fund - Direct Plan | ICICI Prudential Children's Fund - Direct Plan | |
|---|---|---|
| 3Y Sharpe Ratio | -0.01 | 0.23 |
| 3Y Alpha | 0.9552% | 4.4704% |
| 3Y Std Deviation | 9.675% | 13.477% |
| 3Y Calmar Ratio | 0.56 | 0.65 |
Portfolio Analytics
ICICI Prudential Children's Fund carries the higher portfolio YTM.
| HDFC Childrens Fund - Direct Plan | ICICI Prudential Children's Fund - Direct Plan | |
|---|---|---|
| P/E Ratio | 14.2575 | 20.0766 |
| P/B Ratio | - | - |
| Dividend Yield | 1.1394% | 1.4135% |
| Active Share | - | - |
| Portfolio Turnover | 6768.000000000001% | - |
| YTM | 7.06% | 8.0193% |
| Duration (Macaulay) | 4.37 yrs | - |
Punji Fund Health Score
HDFC Childrens Fund and ICICI Prudential Children's Fund carry the same Punji Quality grade.
Frequently asked questions
Which has a higher 3-year return, HDFC Childrens Fund or ICICI Prudential Children's Fund?
HDFC Childrens Fund's 3-year rolling CAGR of 15.6% is higher than ICICI Prudential Children's Fund's 13.8%. HDFC Childrens Fund sits in the 91st percentile of its category on this metric, versus the 73rd percentile for ICICI Prudential Children's Fund - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, HDFC Childrens Fund or ICICI Prudential Children's Fund?
HDFC Childrens Fund's direct-plan expense ratio is 1.28 percentage points lower than ICICI Prudential Children's Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, HDFC Childrens Fund or ICICI Prudential Children's Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), ICICI Prudential Children's Fund has been more volatile than HDFC Childrens Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (-0.01 for HDFC Childrens Fund vs 0.23 for ICICI Prudential Children's Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, HDFC Childrens Fund or ICICI Prudential Children's Fund?
HDFC Childrens Fund has ₹10,173 Cr in assets under management, versus ₹1,347 Cr for ICICI Prudential Children's Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which has a higher yield to maturity (YTM), HDFC Childrens Fund or ICICI Prudential Children's Fund?
ICICI Prudential Children's Fund's portfolio YTM (8.0193%) is higher than HDFC Childrens Fund's. YTM is the weighted-average return a debt fund's current bond holdings would earn if held to maturity, assuming no defaults and coupons reinvested at the same rate - a useful forward-looking yield estimate for debt funds the way rolling CAGR is for equity funds, though it's an estimate based on today's portfolio, not a guaranteed return, and can move as bonds are bought/sold or as interest rates change.
Which fund has a longer track record, HDFC Childrens Fund or ICICI Prudential Children's Fund?
HDFC Childrens Fund launched on 2001-01-25, making it older than ICICI Prudential Children's Fund (launched 2001-08-31). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.