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DSP Equity Savings Fund - Direct Plan - Growth vs quant Equity Savings Fund - Growth Option - Direct Plan

DSP Equity Savings Fund and quant Equity Savings Fund are both in the Equity Savings category, from DSP Asset Managers Private Limited and quant Money Managers Limited respectively. DSP Equity Savings Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.

Basics

DSP Equity Savings Fund has the lower direct-plan expense ratio, by 0.88 percentage points.

DSP Equity Savings Fund - Direct Plan - Growthquant Equity Savings Fund - Growth Option - Direct Plan
CategoryEquity SavingsEquity Savings
AMCDSP Asset Managers Private Limitedquant Money Managers Limited
BenchmarkNifty Equity Savings TRINifty Equity Savings TRI
NAV₹24.882 (2026-10-28)₹10.8294 (2026-10-28)
AUM₹2,999.211 Cr₹59.121 Cr
Expense Ratio (Direct)1.11%1.99%
Inception2016-03-082025-07-07

Returns

Risk Metrics

This fund is less than three years old, so a three-year risk history does not exist yet.

Portfolio Analytics

DSP Equity Savings Fund carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.

Punji Fund Health Score

quant Equity Savings Fund has the stronger Punji Quality grade of the two.

Frequently asked questions

Which has a lower expense ratio, DSP Equity Savings Fund or quant Equity Savings Fund?

DSP Equity Savings Fund's direct-plan expense ratio is 0.88 percentage points lower than quant Equity Savings Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.

Why don't DSP Equity Savings Fund and quant Equity Savings Fund show risk metrics like Sharpe ratio or alpha?

This fund is less than three years old, so a three-year risk history does not exist yet. This is a deliberate methodology choice, not missing data - risk metrics like alpha and Sharpe ratio are most meaningful for actively-managed funds where a manager makes decisions that can add or subtract value versus a benchmark. For a fund that mechanically tracks an index, the equivalent useful metric is tracking error (how closely it follows its index), not alpha.

Which has higher AUM, DSP Equity Savings Fund or quant Equity Savings Fund?

DSP Equity Savings Fund has ₹2,999 Cr in assets under management, versus ₹59 Cr for quant Equity Savings Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.

Which fund has a longer track record, DSP Equity Savings Fund or quant Equity Savings Fund?

DSP Equity Savings Fund launched on 2016-03-08, making it older than quant Equity Savings Fund (launched 2025-07-07). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.

Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.