COMPARE
Baroda BNP Paribas Short Term Fund - Direct Plan - Growth Option vs Franklin India Short Term Fund - Direct - Growth
Baroda BNP Paribas Short Term Fund and Franklin India Short Term Fund are both in the Short Duration Fund category, from Baroda BNP Paribas Asset Management India Private Limited and Franklin Templeton Asset Management (India) Private Limited respectively. Franklin India Short Term Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Franklin India Short Term Fund has the lower direct-plan expense ratio, by 0.06 percentage points.
| Baroda BNP Paribas Short Term Fund - Direct Plan - Growth Option | Franklin India Short Term Fund - Direct - Growth | |
|---|---|---|
| Category | Short Duration Fund | Short Duration Fund |
| AMC | Baroda BNP Paribas Asset Management India Private Limited | Franklin Templeton Asset Management (India) Private Limited |
| Benchmark | CRISIL Short Duration Debt A-II Index | NIFTY Short Duration Debt Index A-II |
| NAV | ₹33.9496 (2026-10-28) | ₹10.0547 (2026-10-28) |
| AUM | ₹415.88 Cr | ₹240.09 Cr |
| Expense Ratio (Direct) | 0.43% | 0.37% |
| Inception | 2010-06-14 | 2026-08-05 |
Returns
This fund is less than a year old, so there is not yet enough history to calculate rolling returns.
Risk Metrics
Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager.
Portfolio Analytics
Baroda BNP Paribas Short Term Fund carries the higher portfolio YTM.
Punji Fund Health Score
Franklin India Short Term Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a lower expense ratio, Baroda BNP Paribas Short Term Fund or Franklin India Short Term Fund?
Franklin India Short Term Fund's direct-plan expense ratio is 0.06 percentage points lower than Baroda BNP Paribas Short Term Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Why don't Baroda BNP Paribas Short Term Fund and Franklin India Short Term Fund show risk metrics like Sharpe ratio or alpha?
Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager. This is a deliberate methodology choice, not missing data - risk metrics like alpha and Sharpe ratio are most meaningful for actively-managed funds where a manager makes decisions that can add or subtract value versus a benchmark. For a fund that mechanically tracks an index, the equivalent useful metric is tracking error (how closely it follows its index), not alpha.
Which has higher AUM, Baroda BNP Paribas Short Term Fund or Franklin India Short Term Fund?
Baroda BNP Paribas Short Term Fund has ₹416 Cr in assets under management, versus ₹240 Cr for Franklin India Short Term Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which has a higher yield to maturity (YTM), Baroda BNP Paribas Short Term Fund or Franklin India Short Term Fund?
Baroda BNP Paribas Short Term Fund's portfolio YTM (8.0111%) is higher than Franklin India Short Term Fund's. YTM is the weighted-average return a debt fund's current bond holdings would earn if held to maturity, assuming no defaults and coupons reinvested at the same rate - a useful forward-looking yield estimate for debt funds the way rolling CAGR is for equity funds, though it's an estimate based on today's portfolio, not a guaranteed return, and can move as bonds are bought/sold or as interest rates change.
Which fund has a longer track record, Baroda BNP Paribas Short Term Fund or Franklin India Short Term Fund?
Baroda BNP Paribas Short Term Fund launched on 2010-06-14, making it older than Franklin India Short Term Fund (launched 2026-08-05). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.