COMPARE
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF - DIRECT PLAN - GROWTH vs Navi Total Stock Market US Specific Equity Passive FoF- Direct Plan- Growth
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF and Navi Total Stock Market US Specific Equity Passive FoF- are both in the FoF Overseas category, from Bandhan AMC Limited and Navi AMC Limited respectively. Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF has posted a higher 3-year rolling CAGR. Navi Total Stock Market US Specific Equity Passive FoF- has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Navi Total Stock Market US Specific Equity Passive FoF- has the lower direct-plan expense ratio, by 0.02 percentage points.
| Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF - DIRECT PLAN - GROWTH | Navi Total Stock Market US Specific Equity Passive FoF- Direct Plan- Growth | |
|---|---|---|
| Category | FoF Overseas | FoF Overseas |
| AMC | Bandhan AMC Limited | Navi AMC Limited |
| Benchmark | ICE 0-1 Year US Treasury (SHV ETF) | CRSP US Total Market Index |
| NAV | ₹13.4661 (2026-10-28) | ₹22.9828 (2026-10-28) |
| AUM | ₹141.685 Cr | ₹1,065.98 Cr |
| Expense Ratio (Direct) | 0.09% | 0.07% |
| Inception | 2023-03-10 | 2022-02-04 |
Returns
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF leads on 3-year rolling CAGR (9.5% vs Navi Total Stock Market US Specific Equity Passive FoF-'s 23.8%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
Navi Total Stock Market US Specific Equity Passive FoF- has been the more volatile of the two by standard deviation.
Portfolio Analytics
Punji Fund Health Score
Navi Total Stock Market US Specific Equity Passive FoF- has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF's 3-year rolling CAGR of 9.5% is higher than Navi Total Stock Market US Specific Equity Passive FoF-'s 23.8%. Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF sits in the 35th percentile of its category on this metric, versus the 85th percentile for Navi Total Stock Market US Specific Equity Passive FoF- - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
Navi Total Stock Market US Specific Equity Passive FoF-'s direct-plan expense ratio is 0.02 percentage points lower than Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
By standard deviation (a measure of how much a fund's returns swing around its own average), Navi Total Stock Market US Specific Equity Passive FoF- has been more volatile than Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.45 for Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF vs 1.34 for Navi Total Stock Market US Specific Equity Passive FoF-) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
Navi Total Stock Market US Specific Equity Passive FoF- has ₹1,066 Cr in assets under management, versus ₹142 Cr for Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF or Navi Total Stock Market US Specific Equity Passive FoF-?
Navi Total Stock Market US Specific Equity Passive FoF- launched on 2022-02-04, making it older than Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF (launched 2023-03-10). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.