COMPARE
BANDHAN Infrastructure Fund-Direct Plan-Growth vs Groww Banking & Financial Services Fund - Direct Plan - Growth
BANDHAN Infrastructure Fund- and Groww Banking & Financial Services Fund are both in the Sectoral Fund category, from Bandhan AMC Limited and Groww Asset Management Limited respectively. BANDHAN Infrastructure Fund- has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
BANDHAN Infrastructure Fund- has the lower direct-plan expense ratio, by 0.21 percentage points.
| BANDHAN Infrastructure Fund-Direct Plan-Growth | Groww Banking & Financial Services Fund - Direct Plan - Growth | |
|---|---|---|
| Category | Sectoral Fund | Sectoral Fund |
| AMC | Bandhan AMC Limited | Groww Asset Management Limited |
| Benchmark | BSE India Infrastructure Index TRI | Nifty Financial Services TRI |
| NAV | ₹53.615 (2026-10-28) | ₹12.2468 (2026-10-28) |
| AUM | ₹1,318.052 Cr | ₹89.44 Cr |
| Expense Ratio (Direct) | 1.05% | 1.26% |
| Inception | 2011-02-07 | 2024-01-17 |
Returns
Risk Metrics
This fund is less than three years old, so a three-year risk history does not exist yet.
Portfolio Analytics
BANDHAN Infrastructure Fund- carries the higher portfolio P/E ratio (a rougher proxy for how richly the underlying holdings are valued) - see the table below for the full comparison.
Punji Fund Health Score
Groww Banking & Financial Services Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a lower expense ratio, BANDHAN Infrastructure Fund- or Groww Banking & Financial Services Fund?
BANDHAN Infrastructure Fund-'s direct-plan expense ratio is 0.21 percentage points lower than Groww Banking & Financial Services Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Why don't BANDHAN Infrastructure Fund- and Groww Banking & Financial Services Fund show risk metrics like Sharpe ratio or alpha?
This fund is less than three years old, so a three-year risk history does not exist yet. This is a deliberate methodology choice, not missing data - risk metrics like alpha and Sharpe ratio are most meaningful for actively-managed funds where a manager makes decisions that can add or subtract value versus a benchmark. For a fund that mechanically tracks an index, the equivalent useful metric is tracking error (how closely it follows its index), not alpha.
Which has higher AUM, BANDHAN Infrastructure Fund- or Groww Banking & Financial Services Fund?
BANDHAN Infrastructure Fund- has ₹1,318 Cr in assets under management, versus ₹89 Cr for Groww Banking & Financial Services Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which fund has a longer track record, BANDHAN Infrastructure Fund- or Groww Banking & Financial Services Fund?
BANDHAN Infrastructure Fund- launched on 2011-02-07, making it older than Groww Banking & Financial Services Fund (launched 2024-01-17). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.