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Aditya Birla Sun Life Conservative Hybrid Fund - Growth / Payment - Direct Plan vs ICICI Prudential Conservative Hybrid Fund - Direct Plan - Growth
Aditya Birla Sun Life Conservative Hybrid Fund and ICICI Prudential Conservative Hybrid Fund are both in the Conservative Hybrid Fund category, from Aditya Birla Sun Life AMC Limited and ICICI Prudential Asset Management Company Limited respectively. ICICI Prudential Conservative Hybrid Fund has posted a higher 3-year rolling CAGR. Aditya Birla Sun Life Conservative Hybrid Fund has the lower expense ratio. See the full table and FAQ below for the complete real-data comparison.
Basics
Aditya Birla Sun Life Conservative Hybrid Fund has the lower direct-plan expense ratio, by 0.08 percentage points.
| Aditya Birla Sun Life Conservative Hybrid Fund - Growth / Payment - Direct Plan | ICICI Prudential Conservative Hybrid Fund - Direct Plan - Growth | |
|---|---|---|
| Category | Conservative Hybrid Fund | Conservative Hybrid Fund |
| AMC | Aditya Birla Sun Life AMC Limited | ICICI Prudential Asset Management Company Limited |
| Benchmark | CRISIL Hybrid 85+15 - Conservative Index | NIFTY 50 Hybrid Composite Debt 15:85 Index |
| NAV | ₹77.8753 (2026-10-28) | ₹86.289 (2026-10-28) |
| AUM | ₹1,446.294 Cr | ₹3,221.968 Cr |
| Expense Ratio (Direct) | 0.96% | 1.04% |
| Inception | 2004-04-12 | 2004-03-30 |
Returns
ICICI Prudential Conservative Hybrid Fund leads on 3-year rolling CAGR (10.4% vs Aditya Birla Sun Life Conservative Hybrid Fund's 10.2%) - see the FAQ below for percentile context within each fund's own category.
Risk Metrics
Aditya Birla Sun Life Conservative Hybrid Fund has been the more volatile of the two by standard deviation.
Portfolio Analytics
ICICI Prudential Conservative Hybrid Fund carries the higher portfolio YTM.
Punji Fund Health Score
ICICI Prudential Conservative Hybrid Fund has the stronger Punji Quality grade of the two.
Frequently asked questions
Which has a higher 3-year return, Aditya Birla Sun Life Conservative Hybrid Fund or ICICI Prudential Conservative Hybrid Fund?
ICICI Prudential Conservative Hybrid Fund's 3-year rolling CAGR of 10.4% is higher than Aditya Birla Sun Life Conservative Hybrid Fund's 10.2%. ICICI Prudential Conservative Hybrid Fund sits in the 86th percentile of its category on this metric, versus the 76th percentile for Aditya Birla Sun Life Conservative Hybrid Fund - though note both funds may belong to different categories with different medians, so a raw CAGR comparison doesn't account for how each fund performed relative to its own peers. A higher historical return also doesn't necessarily mean lower risk; check the risk metrics below before concluding either fund is the "better" choice.
Which has a lower expense ratio, Aditya Birla Sun Life Conservative Hybrid Fund or ICICI Prudential Conservative Hybrid Fund?
Aditya Birla Sun Life Conservative Hybrid Fund's direct-plan expense ratio is 0.08 percentage points lower than ICICI Prudential Conservative Hybrid Fund's. Over long holding periods, a persistent expense-ratio gap compounds into a materially different final corpus even if the two funds' gross returns are similar - it's one of the few fund attributes you can compare with total certainty upfront, unlike future returns, since the fee is contractually fixed rather than a historical estimate.
Which fund carries more risk, Aditya Birla Sun Life Conservative Hybrid Fund or ICICI Prudential Conservative Hybrid Fund?
By standard deviation (a measure of how much a fund's returns swing around its own average), Aditya Birla Sun Life Conservative Hybrid Fund has been more volatile than ICICI Prudential Conservative Hybrid Fund over the trailing window. Standard deviation captures total volatility in both directions - up and down - so a higher figure means bigger swings generally, not necessarily bigger losses specifically. Sharpe ratio (0.26 for Aditya Birla Sun Life Conservative Hybrid Fund vs 0.31 for ICICI Prudential Conservative Hybrid Fund) is a better single measure of risk-adjusted return, since it weighs the return earned per unit of volatility taken rather than volatility alone.
Which has higher AUM, Aditya Birla Sun Life Conservative Hybrid Fund or ICICI Prudential Conservative Hybrid Fund?
ICICI Prudential Conservative Hybrid Fund has ₹3,222 Cr in assets under management, versus ₹1,446 Cr for Aditya Birla Sun Life Conservative Hybrid Fund. A larger AUM generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but an AUM that's very large relative to a fund's category and strategy (especially in small/mid cap categories, where the investable universe is smaller) can also make it harder for a manager to enter and exit positions without moving the price - bigger isn't automatically better, especially for less liquid categories.
Which has a higher yield to maturity (YTM), Aditya Birla Sun Life Conservative Hybrid Fund or ICICI Prudential Conservative Hybrid Fund?
ICICI Prudential Conservative Hybrid Fund's portfolio YTM (8.3792%) is higher than Aditya Birla Sun Life Conservative Hybrid Fund's. YTM is the weighted-average return a debt fund's current bond holdings would earn if held to maturity, assuming no defaults and coupons reinvested at the same rate - a useful forward-looking yield estimate for debt funds the way rolling CAGR is for equity funds, though it's an estimate based on today's portfolio, not a guaranteed return, and can move as bonds are bought/sold or as interest rates change.
Which fund has a longer track record, Aditya Birla Sun Life Conservative Hybrid Fund or ICICI Prudential Conservative Hybrid Fund?
ICICI Prudential Conservative Hybrid Fund launched on 2004-03-30, making it older than Aditya Birla Sun Life Conservative Hybrid Fund (launched 2004-04-12). A longer track record means more real market cycles (bull runs, corrections, rate cycles) the fund has actually navigated, which is useful context for judging consistency - but it isn't a guarantee of future performance, and a newer fund isn't automatically worse, especially if it's run by an experienced manager or team with a track record at a prior fund.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.