Bajaj Finserv Banking and Financial Services Fund - Direct - Growth
Benchmark: Nifty Financial Services TRI · Riskometer: Very High
Bajaj Finserv Banking and Financial Services Fund is a Sectoral/ Thematic mutual fund managed by Bajaj Finserv Asset Management Limited, benchmarked against Nifty Financial Services TRI. Riskometer: Very High.
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LEARN: Growth of ₹100 · NAV · CAGR
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Bajaj Finserv Banking and Financial Services Fund - growth of ₹100
Growth of ₹100 invested on 2025-12-07, not raw NAV - the standard way to compare fund performance regardless of NAV level. Daily resolution for the last 90 days, weekly up to 2 years, monthly beyond that.
NAV History - Last 30 Days(exact daily NAV)
| Date | NAV (₹) | 1D Change |
|---|---|---|
| 2026-10-28 | 9.25 | +0.054 (+0.6%) |
| 2026-10-27 | 9.196 | -0.045 (-0.5%) |
| 2026-10-26 | 9.241 | -0.01 (-0.1%) |
| 2026-10-25 | 9.251 | +0 (+0%) |
| 2026-10-23 | 9.251 | -0.106 (-1.1%) |
| 2026-10-22 | 9.357 | -0.037 (-0.4%) |
| 2026-10-21 | 9.394 | -0.125 (-1.3%) |
| 2026-10-20 | 9.519 | +0 (+0%) |
| 2026-10-19 | 9.519 | -0.105 (-1.1%) |
| 2026-10-18 | 9.624 | +0 (+0%) |
| 2026-10-16 | 9.624 | +0.022 (+0.2%) |
| 2026-10-15 | 9.602 | +0.082 (+0.9%) |
| 2026-10-14 | 9.52 | -0.059 (-0.6%) |
| 2026-10-13 | 9.579 | +0.067 (+0.7%) |
| 2026-10-12 | 9.512 | +0.001 (+0%) |
| 2026-10-11 | 9.511 | +0 (+0%) |
| 2026-10-09 | 9.511 | +0.11 (+1.2%) |
| 2026-10-08 | 9.401 | -0.126 (-1.3%) |
| 2026-10-07 | 9.527 | +0.012 (+0.1%) |
| 2026-10-06 | 9.515 | +0.079 (+0.8%) |
| 2026-10-05 | 9.436 | +0.008 (+0.1%) |
| 2026-10-04 | 9.428 | +0 (+0%) |
| 2026-10-01 | 9.428 | -0.026 (-0.3%) |
| 2026-09-30 | 9.454 | - |
Punji Fund Health Score - percentile-within-category. See methodology.
CATEGORY COMPARISON
Bajaj Finserv Banking and Financial Services Fund returns
This fund is less than a year old, so there is not yet enough history to calculate rolling returns.
Bajaj Finserv Banking and Financial Services Fund category rank vs peers
| Metric | Value | Rank | Category median |
|---|---|---|---|
| Total Expense Ratio | 1.12% | #43 of 174 (lower is better) | 1.20% |
| AUM | ₹465 Cr | #133 of 174 | ₹1,271 Cr |
Bajaj Finserv Banking and Financial Services Fund risk metrics
This fund is less than three years old, so a three-year risk history does not exist yet.
Bajaj Finserv Banking and Financial Services Fund holdings
Portfolio as of 2026-09-30
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Top sector holdings
Share of portfolio (% to NAV) in each of the top sectors.
TOP HOLDINGS
Funds similar to Bajaj Finserv Banking and Financial Services Fund
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Bajaj Finserv Banking and Financial Services Fund Punji analytics
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Asset Allocation
As of Sep-2026
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Market Cap Split
As of Sep-2026
Portfolio analytics as of Sep-2026.
Frequently asked questions
How risky is Bajaj Finserv Banking and Financial Services Fund?
Bajaj Finserv Banking and Financial Services Fund carries a "Very High" risk rating on SEBI's mandated riskometer scale, the same standardized classification every Indian mutual fund must disclose. This rating reflects the fund's underlying portfolio composition and historical volatility, and is set independently of any single AMC's own marketing - it's meant to give investors a comparable, at-a-glance sense of how much the fund's value can swing before deciding whether it matches their own risk appetite and investment horizon. A higher-risk rating isn't inherently bad; it typically correlates with higher long-term return potential, but also with larger short-term drawdowns, so it should be read alongside the fund's category and your own time horizon rather than in isolation.
What is Bajaj Finserv Banking and Financial Services Fund's expense ratio?
Bajaj Finserv Banking and Financial Services Fund's direct-plan expense ratio is 1.12% per year - the annual fee the AMC deducts from the fund's assets to cover management and operating costs, already reflected in the NAV you see (it isn't billed separately). Direct plans skip the distributor commission built into Regular plans, which is why a direct-plan expense ratio is almost always lower than the same scheme's Regular-plan version. Over long holding periods, even a difference of a few basis points compounds into a meaningfully different final corpus, which is why expense ratio is one of the few fund attributes an investor can compare with total certainty before investing, unlike future returns.
How does Bajaj Finserv Banking and Financial Services Fund's expense ratio compare to its category?
Bajaj Finserv Banking and Financial Services Fund's expense ratio of 1.12% ranks #43 of 174 funds in the Sectoral/ Thematic category (lower is better) - the category median is 1.20%. Expense ratio is deducted from the fund's assets every year regardless of performance, so a lower ratio is a real, certain cost advantage rather than a projection, unlike future returns.
How big is Bajaj Finserv Banking and Financial Services Fund, and how does that compare to its category?
Bajaj Finserv Banking and Financial Services Fund manages ₹465 Cr in assets, ranking #133 of 174 funds by size in the Sectoral/ Thematic category - the category median is ₹1,271 Cr. A larger fund generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but in categories with a smaller investable universe (like small or mid cap), a very large fund can also face more difficulty entering and exiting positions without moving the price.
How concentrated are Bajaj Finserv Banking and Financial Services Fund's top holdings?
Bajaj Finserv Banking and Financial Services Fund's single largest disclosed holding, HDFC Bank Limited, accounts for 15.23% of NAV. Its top 5 holdings together make up 46.6% of the portfolio, and its top 10 disclosed holdings make up 63.0% - as of 2026-09-30. A higher concentration in the top few names means the fund's returns lean more heavily on those specific bets paying off, while a flatter spread means no single holding drives outcomes as much either way.
Who manages Bajaj Finserv Banking and Financial Services Fund, and what category does it belong to?
Bajaj Finserv Banking and Financial Services Fund is managed by Bajaj Finserv Asset Management Limited and is classified under the Sectoral/ Thematic category, the SEBI-defined scheme categorization that groups funds by their investment mandate (market-cap focus, sector, or asset mix) so investors can compare like-for-like funds rather than across unrelated strategies. The AMC (asset management company) is the regulated entity legally responsible for the fund's operations, portfolio decisions, and disclosures, though day-to-day investment calls are made by a designated fund manager within the mandate set by the scheme's category and stated objective.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.