SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) - Direct Plan - Growth
Benchmark: CRISIL Medium to Long Duration Debt A-III Index · Riskometer: Low
₹13.4258
NAV (2026-09-18)
₹336.328 Cr
AUM
0.11%
EXPENSE RATIO (DIRECT)
2021-10-19
INCEPTION
Potential Risk Class (PRC)
Class A-III: Low credit risk, high interest rate risk - SEBI's mandated debt-fund risk matrix, disclosed by the AMC.
A-I
Low
A-II
Low
A-III
Moderate
B-I
Moderate
B-II
Moderately High
B-III
High
C-I
Moderately High
C-II
High
C-III
Very High
Rows: Credit Risk (Relatively Low → Relatively High, top to bottom). Columns: Interest Rate Risk (Relatively Low → Relatively High, left to right).
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SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) - growth of ₹100
Growth of ₹100 invested on 2021-11-30, not raw NAV - the standard way to compare fund performance regardless of NAV level. Daily resolution for the last 90 days, weekly up to 2 years, monthly beyond that.
Punji Fund Health Score - percentile-within-category. See methodology.
CATEGORY COMPARISON
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) returns
Lumpsum returns: full range of outcomes across every overlapping window in the fund's history for each holding period, not one trailing number.
| Holding period | Min rolling CAGR | Median rolling CAGR | Max rolling CAGR |
|---|---|---|---|
| 1Y | +1.6% | +7.5% | +9.3% |
| 3Y | +5.8% | +7.5% | +8.4% |
Actual point-to-point CAGR for the single best and single worst overlapping window of each holding period in the fund's history - historical fact, not a forecast. Independent of the lumpsum/SIP toggle above - always CAGR-based.
| Holding period | Best window | Worst window | Beat benchmark |
|---|---|---|---|
| 1Y | +9.3% (2024-06-06 → 2025-06-06) | +1.6% (2021-11-09 → 2022-11-09) | 96.77% |
| 3Y | +8.4% (2022-06-07 → 2025-06-06) | +5.8% (2021-11-28 → 2024-11-27) | 100% |
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) category rank vs peers
| Metric | Value | Rank | Category median |
|---|---|---|---|
| 3Y Rolling CAGR | 7.5% | #7 of 21 | 7.4% |
| Total Expense Ratio | 0.11% | #5 of 22 (lower is better) | 0.12% |
| AUM | ₹336 Cr | #5 of 20 | ₹210 Cr |
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) risk metrics
Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager.
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) holdings
Portfolio as of 2026-08-31
Hold multiple funds? See our Portfolio Overlap Tool to see if they actually hold different stocks.
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Top sector holdings
Share of portfolio (% to NAV) in each of the top sectors.
TOP HOLDINGS
Funds similar to SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)
Similar funds are matched on how a fund behaves -- beta, drawdown, up and down capture. Those are not calculated for debt funds, so there is no basis here to match peers on.
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) Punji analytics
Portfolio analytics have not been published for this fund yet.
Frequently asked questions
How often has SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) beaten its benchmark over 3-year periods?
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) beat its benchmark, CRISIL Medium to Long Duration Debt A-III Index, in 100% of all overlapping 3-year rolling windows in its history. This is different from simply having a positive return - it measures how often the fund's own 3-year CAGR exceeded the benchmark's 3-year CAGR over the exact same dates, which is a more direct read on the manager's stock selection than a single trailing alpha figure computed over one window.
What is SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s 3-year rolling return, and how does it rank?
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s 3-year rolling CAGR (median across all rolling 3-year windows in the data) is 7.5%. That places it in the 71st percentile within its category, Income - meaning it has outperformed roughly 71% of peers in the same category over this window. The category median for this metric is 7.4%, so comparing SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s figure against that median shows how much it has beaten (or trailed) a typical fund in this category. Rolling returns average performance across many overlapping windows rather than a single start/end date, which makes them a steadier read on consistency than a simple point-to-point return.
How risky is SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)?
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) carries a "Low" risk rating on SEBI's mandated riskometer scale, the same standardized classification every Indian mutual fund must disclose. This rating reflects the fund's underlying portfolio composition and historical volatility, and is set independently of any single AMC's own marketing - it's meant to give investors a comparable, at-a-glance sense of how much the fund's value can swing before deciding whether it matches their own risk appetite and investment horizon. A higher-risk rating isn't inherently bad; it typically correlates with higher long-term return potential, but also with larger short-term drawdowns, so it should be read alongside the fund's category and your own time horizon rather than in isolation.
What is SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s expense ratio?
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s direct-plan expense ratio is 0.11% per year - the annual fee the AMC deducts from the fund's assets to cover management and operating costs, already reflected in the NAV you see (it isn't billed separately). Direct plans skip the distributor commission built into Regular plans, which is why a direct-plan expense ratio is almost always lower than the same scheme's Regular-plan version. Over long holding periods, even a difference of a few basis points compounds into a meaningfully different final corpus, which is why expense ratio is one of the few fund attributes an investor can compare with total certainty before investing, unlike future returns.
How does SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s expense ratio compare to its category?
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s expense ratio of 0.11% ranks #5 of 22 funds in the Income category (lower is better) - the category median is 0.12%. Expense ratio is deducted from the fund's assets every year regardless of performance, so a lower ratio is a real, certain cost advantage rather than a projection, unlike future returns.
How big is SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days), and how does that compare to its category?
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) manages ₹336 Cr in assets, ranking #5 of 20 funds by size in the Income category - the category median is ₹210 Cr. A larger fund generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but in categories with a smaller investable universe (like small or mid cap), a very large fund can also face more difficulty entering and exiting positions without moving the price.
What's the best and worst 3-year holding period for SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) historically?
Looking at every overlapping 3-year window in SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s history, the best-performing window ran from 2022-06-07 to 2025-06-06, delivering a 8.4% CAGR. The worst-performing window ran from 2021-11-28 to 2024-11-27, delivering a 5.8% CAGR. This is a historical record of actual past outcomes, not a prediction - it shows the real range of results an investor holding for exactly 3 years could have seen depending on entry timing, which is why rolling returns (median across all windows, shown above) are a more representative single number than either extreme.
How concentrated are SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s top holdings?
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days)'s single largest disclosed holding, 7.39% State Government of Telangana 2026, accounts for 38.78% of NAV. Its top 5 holdings together make up 73.1% of the portfolio, and its top 10 disclosed holdings make up 91.7% - as of 2026-08-31. A higher concentration in the top few names means the fund's returns lean more heavily on those specific bets paying off, while a flatter spread means no single holding drives outcomes as much either way.
Who manages SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days), and what category does it belong to?
SBI Fixed Maturity Plan (FMP) - Series 53 (1839 Days) is managed by SBI Funds Management Limited and is classified under the Income category, the SEBI-defined scheme categorization that groups funds by their investment mandate (market-cap focus, sector, or asset mix) so investors can compare like-for-like funds rather than across unrelated strategies. The AMC (asset management company) is the regulated entity legally responsible for the fund's operations, portfolio decisions, and disclosures, though day-to-day investment calls are made by a designated fund manager within the mandate set by the scheme's category and stated objective.
Data as of 2026-09-20. Source: AMFI disclosures via Punji. Not investment advice.