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Retirement FundSBI Funds Management Limited

SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Growth

Benchmark: BSE 500 TRI · Riskometer: Very High

₹22.218

NAV (2026-08-31)

₹3,241.711 Cr

AUM (2026-08-31)

1.11%

EXPENSE RATIO (DIRECT)

2021-01-20

INCEPTION

CQuality · 63.8/100
DSafety · 44.1/100
CCompound · 63.6/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

-12%1.6%15%28%42%1Y3Y5Y
Min rolling CAGRMedian rolling CAGRMax rolling CAGR
MetricValuePercentileCategory median
3Y Rolling CAGR15.4%76.92th 12.8%
3Y Sharpe Ratio0.3137.04th 0.43
3Y Alpha-0.5%29.63th 0.3%
3Y Std Deviation12.9%25.93th (lower is better)9.5%

0.3109

Sharpe Ratio

0.4415

Sortino Ratio

-0.4716

Alpha (%)

0.9009

Beta

12.9279

Std Deviation (%)

-17.9133

Max Drawdown (%)

87.1479

Up Capture

85.336

Down Capture

3.7562

Tracking Error (%)

0.609

Calmar Ratio

3-year window vs. BSE 500 TRI.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

20.98%TOP 24100%
Banks 20.98%Automobiles 5.55%Finance 5.21%Industrial Products 5.06%Other 5.06%Auto Components 4.9%Pharmaceuticals & Biotechnology 4.74%Cement & Cement Products 4.71%Retailing 4.63%Consumer Durables 4.62%Chemicals & Petrochemicals 4.35%Construction 3.93%Realty 3.73%IT - Software 3.56%Leisure Services 3.41%Electrical Equipment 2.98%Power 2.52%Transport Infrastructure 1.98%Industrial Manufacturing 1.97%Capital Markets 1.92%Agricultural Food & other Products 1.16%Transport Services 1.11%Textiles & Apparels 1.01%Insurance 0.91%

TOP HOLDINGS

HDFC Bank Ltd. (Banks)6.28%
ICICI Bank Ltd. (Banks)5.94%
TREPS ()4.48%
Larsen & Toubro Ltd. (Construction)3.93%
State Bank of India (Banks)3.75%
Maruti Suzuki India Ltd. (Automobiles)3.41%
Ultratech Cement Ltd. (Cement & Cement Products)2.72%
Axis Bank Ltd. (Banks)2.59%
Bajaj Finance Ltd. (Finance)2.58%
Infosys Ltd. (IT - Software)2.55%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

28.2186

P/E Ratio

12.2886

P/B Ratio

0.875

Dividend Yield (%)

5.28

YTM (%)

0.08

Macaulay Duration (yrs)

0.13

Modified Duration (yrs)

0.13

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

94.94%TOP 3100%
Equity 94.94%Debt 0.19%Cash 4.85%

CHART

Market Cap Split

As of Jul-2026

20.44%9.6%9.07%TOP 339%
Large 20.44%Mid 9.6%Small 9.07%

CHART

Credit Quality

As of Jul-2026

0.16%0.03%TOP 40%
AAA 0.16%AA 0%Sovereign 0.03%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.