Retirement FundNippon Life India Asset Management Limited

Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option

Benchmark: BSE 500 TRI · Riskometer: Very High

₹33.007

NAV (2026-08-31)

₹3,127.077 Cr

AUM (2026-08-31)

1.28%

EXPENSE RATIO (DIRECT)

2015-01-22

INCEPTION

CQuality · 61.2/100

DSafety · 35.6/100

CCompound · 55.3/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	12.9%	53.85^th	12.8%
3Y Sharpe Ratio	0.43	55.56^th	0.43
3Y Alpha	1.1%	59.26^th	0.3%
3Y Std Deviation	13.9%	14.81^th (lower is better)	9.5%

0.4331

0.6209

1.1444

0.9816

13.9404

-18.32

99.9526

96.9441

3.2405

Tracking Error (%)

0.7057

Calmar Ratio

3-year window vs. BSE 500 TRI.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Banks 22.39%IT - Software 6.58%Finance 6.29%Power 5.73%Pharmaceuticals & Biotechnology 5.36%Retailing 4.76%Automobiles 4.49%Petroleum Products 4.28%Consumer Durables 3.84%Beverages 3.45%Construction 3.39%Aerospace & Defense 2.81%Telecom - Services 2.61%Auto Components 2.44%Non - Ferrous Metals 2.07%Food Products 1.98%Leisure Services 1.77%Healthcare Services 1.75%Capital Markets 1.75%Transport Services 1.65%Electrical Equipment 1.63%Transport Infrastructure 1.62%Cement & Cement Products 1.43%Insurance 1.32%Industrial Products 1.06%Financial Technology (Fintech) 0.82%Industrial Manufacturing 0.64%Agricultural, Commercial & Construction Vehicles 0.6%Other 0.54%Personal Products 0.48%Chemicals & Petrochemicals 0.35%Other Utilities 0.12%

TOP HOLDINGS

HDFC Bank Limited (Banks)7.64%

ICICI Bank Limited (Banks)7.42%

Reliance Industries Limited (Petroleum Products)4.28%

Infosys Limited (IT - Software)3.96%

Axis Bank Limited (Banks)3.92%

Mahindra & Mahindra Limited (Automobiles)3.53%

State Bank of India (Banks)3.41%

JSW Energy Limited (Power)3.18%

Larsen & Toubro Limited (Construction)2.51%

Tech Mahindra Limited (IT - Software)2.24%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund: