Retirement FundNippon Life India Asset Management Limited

Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option

Benchmark: CRISIL Hybrid 85+15 - Conservative Index · Riskometer: Moderately High

₹23.5269

NAV (2026-08-31)

₹142.865 Cr

AUM (2026-08-31)

0.98%

EXPENSE RATIO (DIRECT)

2015-01-22

INCEPTION

DQuality · 47.3/100

DSafety · 33.3/100

CCompound · 62.1/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	8.1%	15.38^th	12.8%
3Y Sharpe Ratio	0.10	18.52^th	0.43
3Y Alpha	-0.5%	25.93^th	0.3%
3Y Std Deviation	4.5%	81.48^th (lower is better)	9.5%

0.1049

0.1579

-0.5381

1.1411

4.544

-4.9347

115.3487

141.1431

2.1006

Tracking Error (%)

1.4929

Calmar Ratio

3-year window vs. CRISIL Hybrid 85+15 - Conservative Index.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 80.38%Banks 7.8%Petroleum Products 1.63%Construction 1.3%Auto Components 1.23%IT - Software 1.21%Power 1.14%Consumer Durables 1.09%Automobiles 0.94%Retailing 0.9%Industrial Products 0.77%Insurance 0.46%Aerospace & Defense 0.38%Industrial Manufacturing 0.3%Pharmaceuticals & Biotechnology 0.28%Healthcare Services 0.19%

TOP HOLDINGS

7.06% Government of India ()30.51%

6.68% Government of India ()16.84%

8.13% Government of India ()15.89%

Triparty Repo ()8.36%

8.17% Government of India ()4.91%

ICICI Bank Limited (Banks)2.99%

State Bank of India (Banks)2.14%

8.3% Government of India ()1.64%

Reliance Industries Limited (Petroleum Products)1.63%

HDFC Bank Limited (Banks)1.56%

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