Retirement FundAditya Birla Sun Life AMC Limited

Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth

Benchmark: CRISIL Short Term Debt Hybrid 75+25 Index · Riskometer: Moderately High

₹16.9102

NAV (2026-08-31)

₹27.279 Cr

AUM (2026-08-31)

0.63%

EXPENSE RATIO (DIRECT)

2019-02-19

INCEPTION

CQuality · 54.8/100

ASafety · 82.4/100

ACompound · 82.9/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	6.8%	11.54^th	12.8%
3Y Sharpe Ratio	0.50	62.96^th	0.43
3Y Alpha	0.1%	44.44^th	0.3%
3Y Std Deviation	3.6%	88.89^th (lower is better)	9.5%

0.504

0.7514

0.0794

0.768

3.6295

-3.7282

87.5849

78.8363

1.7488

Tracking Error (%)

2.3387

Calmar Ratio

3-year window vs. CRISIL Short Term Debt Hybrid 75+25 Index.

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Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 75.5948%Banks 7.4375%Healthcare Services 2.9381%Pharmaceuticals & Biotechnology 1.5843%Finance 1.4733%Auto Components 1.3256%Non - Ferrous Metals 1.2512%Electrical Equipment 1.2506%Insurance 1.0908%Telecom - Services 1.0852%Cement & Cement Products 0.821%IT - Software 0.7143%Construction 0.655%Retailing 0.6226%Automobiles 0.6128%Personal Products 0.4375%Chemicals & Petrochemicals 0.2896%Consumer Durables 0.258%Power 0.2038%Food Products 0.2022%Industrial Manufacturing 0.1516%

TOP HOLDINGS

TREPS ()26.8836%

Government of India (06/10/2035) ()19.7169%

Government of India (06/02/2033) ()8.5111%

8.55% HDFC Bank Ltd. (27/03/2029) ** ()7.5019%

Government of India (05/12/2033) ()3.6388%

Net Receivable / Payable ()3.573%

State Government Securities (28/08/2035) ()2.9483%

Government of India (17/04/2030) ()2.8212%

ICICI Bank Ltd. (Banks)1.8431%

HDFC Bank Ltd. (Banks)1.6468%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

29.1654

P/E Ratio

6.8147

P/B Ratio

1.0007

Dividend Yield (%)

0.22

Portfolio Turnover - Total (%)

7.0871

YTM (%)

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Asset Allocation

As of Jul-2026

Equity 24.41%Debt 45.14%Cash 30.46%

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Market Cap Split

As of Jul-2026

Large 15.51%Mid 3.86%Small 4.74%

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Credit Quality

As of Jul-2026

AAA 7.5%AA 0%Sovereign 37.64%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.