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Dynamic Asset Allocation or Balanced AdvantageNJ Asset Management Private Limited

NJ Balanced Advantage Fund - Direct Plan - Growth Option

Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index · Riskometer: Very High

₹14.67

NAV (2026-08-31)

₹3,385.33 Cr

AUM (2026-08-31)

1.16%

EXPENSE RATIO (DIRECT)

2021-10-08

INCEPTION

CQuality · 52.5/100
DSafety · 30/100
CCompound · 51.6/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

-10%2.5%15%28%41%1Y3Y
Min rolling CAGRMedian rolling CAGRMax rolling CAGR
MetricValuePercentileCategory median
3Y Rolling CAGR12.3%41.38th 12.7%
3Y Sharpe Ratio0.3517.24th 0.54
3Y Alpha-2.6%37.93th -1.5%
3Y Std Deviation8.2%37.93th (lower is better)8.0%

0.3518

Sharpe Ratio

0.5049

Sortino Ratio

-2.5609

Alpha (%)

0.9628

Beta

8.1596

Std Deviation (%)

-14.7465

Max Drawdown (%)

98.4688

Up Capture

114.5803

Down Capture

4.5195

Tracking Error (%)

0.6619

Calmar Ratio

3-year window vs. NIFTY 50 Hybrid Composite Debt 50:50 Index.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

15.3799%14.1152%9.6527%6.4028%TOP 39100%
Pharmaceuticals & Biotechnology 15.3799%Banks 14.1152%Other 9.6527%Automobiles 6.4028%Petroleum Products 5.0783%Finance 4.9568%Food Products 4.8044%Consumer Durables 4.0944%Auto Components 3.934%IT - Software 3.6887%Agricultural Food & other Products 3.4048%Healthcare Services 2.9968%Diversified FMCG 2.5356%Personal Products 2.4693%Capital Markets 2.3232%Oil 2.0062%Chemicals & Petrochemicals 1.9409%Textiles & Apparels 1.671%Telecom - Services 1.3537%Power 1.2776%Retailing 0.8169%Transport Services 0.7615%Aerospace & Defense 0.7221%IT - Services 0.6669%Electrical Equipment 0.5965%Cement & Cement Products 0.5867%Non - Ferrous Metals 0.3665%Insurance 0.3319%Transport Infrastructure 0.2557%Ferrous Metals 0.2168%Metals & Minerals Trading 0.1928%Construction 0.1489%Consumable Fuels 0.142%Fertilizers & Agrochemicals 0.0646%Realty 0.0186%Financial Technology (Fintech) 0.0085%Leisure Services 0.0065%Gas 0.0056%Agricultural, Commercial & Construction Vehicles 0.0049%

TOP HOLDINGS

Clearing Corporation of India Ltd ()5.0502%
HDFC Bank Limited (Banks)4.6055%
Reliance Industries Limited (Petroleum Products)4.489%
ICICI Bank Limited (Banks)3.8746%
Torrent Pharmaceuticals Limited (Pharmaceuticals & Biotechnology)3.7535%
Marico Limited (Agricultural Food & other Products)3.4048%
Bosch Limited (Auto Components)3.0787%
Dr. Lal Path Labs Limited (Healthcare Services)2.9718%
Eicher Motors Limited (Automobiles)2.9223%
Britannia Industries Limited (Food Products)2.737%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

23.5017

P/E Ratio

11.3397

P/B Ratio

1.5218

Dividend Yield (%)

2.47

Portfolio Turnover - Equity (%)

3.87

Portfolio Turnover - Total (%)

5.91

YTM (%)

2.33

Macaulay Duration (yrs)

2.33

Modified Duration (yrs)

2.33

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

90.35%TOP 3100%
Equity 90.35%Debt 3.82%Cash 5.83%

CHART

Market Cap Split

As of Jul-2026

56.8524%23.0365%10.4586%TOP 390%
Large 56.8524%Mid 23.0365%Small 10.4586%

CHART

Credit Quality

As of Jul-2026

3.82%TOP 44%
AAA 0%AA 0%Sovereign 3.82%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.