Groww Multi Asset Allocation Fund Direct Growth
Benchmark: 60% Nifty 500 TRI + 30% CRISIL Composite Bond Fund Index + 5% Domestic Gold Prices + 5% Domestic Silver Prices · Riskometer: Very High
Groww Multi Asset Allocation Fund Direct Growth is a Multi Asset Allocation mutual fund managed by Groww Asset Management Limited, benchmarked against 60% Nifty 500 TRI + 30% CRISIL Composite Bond Fund Index + 5% Domestic Gold Prices + 5% Domestic Silver Prices. Riskometer: Very High.
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LEARN: Growth of ₹100 · NAV · CAGR
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Groww Multi Asset Allocation Fund Direct Growth - growth of ₹100
Growth of ₹100 invested on 2025-11-02, not raw NAV - the standard way to compare fund performance regardless of NAV level. Daily resolution for the last 90 days, weekly up to 2 years, monthly beyond that.
NAV History - Last 30 Days(exact daily NAV)
| Date | NAV (₹) | 1D Change |
|---|---|---|
| 2026-10-28 | 9.9517 | +0.0302 (+0.3%) |
| 2026-10-27 | 9.9215 | +0.0433 (+0.4%) |
| 2026-10-26 | 9.8782 | +0.071 (+0.7%) |
| 2026-10-25 | 9.8072 | +0 (+0%) |
| 2026-10-23 | 9.8072 | -0.0804 (-0.8%) |
| 2026-10-22 | 9.8876 | -0.0414 (-0.4%) |
| 2026-10-21 | 9.929 | -0.0796 (-0.8%) |
| 2026-10-20 | 10.0086 | +0 (+0%) |
| 2026-10-19 | 10.0086 | -0.0667 (-0.7%) |
| 2026-10-18 | 10.0753 | +0 (+0%) |
| 2026-10-16 | 10.0753 | +0.0378 (+0.4%) |
| 2026-10-15 | 10.0375 | +0.0562 (+0.6%) |
| 2026-10-14 | 9.9813 | -0.0518 (-0.5%) |
| 2026-10-13 | 10.0331 | +0.0564 (+0.6%) |
| 2026-10-12 | 9.9767 | -0.0173 (-0.2%) |
| 2026-10-11 | 9.994 | +0 (+0%) |
| 2026-10-09 | 9.994 | +0.1068 (+1.1%) |
| 2026-10-08 | 9.8872 | -0.1379 (-1.4%) |
| 2026-10-07 | 10.0251 | -0.0539 (-0.5%) |
| 2026-10-06 | 10.079 | +0.0617 (+0.6%) |
| 2026-10-05 | 10.0173 | +0.0466 (+0.5%) |
| 2026-10-04 | 9.9707 | +0 (+0%) |
| 2026-10-01 | 9.9707 | -0.0678 (-0.7%) |
| 2026-09-30 | 10.0385 | - |
Punji Fund Health Score - percentile-within-category. See methodology.
CATEGORY COMPARISON
Groww Multi Asset Allocation Fund Direct Growth returns
Lumpsum returns: full range of outcomes across every overlapping window in the fund's history for each holding period, not one trailing number.
| Holding period | Min rolling CAGR | Median rolling CAGR | Max rolling CAGR |
|---|---|---|---|
| 1Y | -2.7% | -0.8% | +0.4% |
Actual point-to-point CAGR for the single best and single worst overlapping window of each holding period in the fund's history - historical fact, not a forecast. Independent of the lumpsum/SIP toggle above - always CAGR-based.
| Holding period | Best window | Worst window | Beat benchmark |
|---|---|---|---|
| 1Y | +0.4% (2025-10-06 → 2026-10-06) | -2.7% (2025-10-23 → 2026-10-23) | 0% |
Groww Multi Asset Allocation Fund Direct Growth category rank vs peers
| Metric | Value | Rank | Category median |
|---|---|---|---|
| Total Expense Ratio | 0.99% | #23 of 37 (lower is better) | 0.80% |
| AUM | ₹374 Cr | #27 of 37 | ₹1,884 Cr |
Groww Multi Asset Allocation Fund Direct Growth risk metrics
This fund is less than three years old, so a three-year risk history does not exist yet.
Groww Multi Asset Allocation Fund Direct Growth holdings
Portfolio as of 2026-09-30
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Top sector holdings
Share of portfolio (% to NAV) in each of the top sectors.
TOP HOLDINGS
Funds similar to Groww Multi Asset Allocation Fund Direct Growth
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Groww Multi Asset Allocation Fund Direct Growth Punji analytics
23.9164
1.0715
6.06
0.0004
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2.7953
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Asset Allocation
As of Sep-2026
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Market Cap Split
As of Sep-2026
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Credit Quality
As of Sep-2026
Portfolio analytics as of Sep-2026.
Frequently asked questions
How risky is Groww Multi Asset Allocation Fund Direct Growth?
Groww Multi Asset Allocation Fund Direct Growth carries a "Very High" risk rating on SEBI's mandated riskometer scale, the same standardized classification every Indian mutual fund must disclose. This rating reflects the fund's underlying portfolio composition and historical volatility, and is set independently of any single AMC's own marketing - it's meant to give investors a comparable, at-a-glance sense of how much the fund's value can swing before deciding whether it matches their own risk appetite and investment horizon. A higher-risk rating isn't inherently bad; it typically correlates with higher long-term return potential, but also with larger short-term drawdowns, so it should be read alongside the fund's category and your own time horizon rather than in isolation.
What is Groww Multi Asset Allocation Fund Direct Growth's expense ratio?
Groww Multi Asset Allocation Fund Direct Growth's direct-plan expense ratio is 0.99% per year - the annual fee the AMC deducts from the fund's assets to cover management and operating costs, already reflected in the NAV you see (it isn't billed separately). Direct plans skip the distributor commission built into Regular plans, which is why a direct-plan expense ratio is almost always lower than the same scheme's Regular-plan version. Over long holding periods, even a difference of a few basis points compounds into a meaningfully different final corpus, which is why expense ratio is one of the few fund attributes an investor can compare with total certainty before investing, unlike future returns.
How does Groww Multi Asset Allocation Fund Direct Growth's expense ratio compare to its category?
Groww Multi Asset Allocation Fund Direct Growth's expense ratio of 0.99% ranks #23 of 37 funds in the Multi Asset Allocation category (lower is better) - the category median is 0.80%. Expense ratio is deducted from the fund's assets every year regardless of performance, so a lower ratio is a real, certain cost advantage rather than a projection, unlike future returns.
How big is Groww Multi Asset Allocation Fund Direct Growth, and how does that compare to its category?
Groww Multi Asset Allocation Fund Direct Growth manages ₹374 Cr in assets, ranking #27 of 37 funds by size in the Multi Asset Allocation category - the category median is ₹1,884 Cr. A larger fund generally means deeper liquidity and lower per-unit fixed costs for the AMC to spread across investors, but in categories with a smaller investable universe (like small or mid cap), a very large fund can also face more difficulty entering and exiting positions without moving the price.
What's the best and worst 1-year holding period for Groww Multi Asset Allocation Fund Direct Growth historically?
Looking at every overlapping 1-year window in Groww Multi Asset Allocation Fund Direct Growth's history, the best-performing window ran from 2025-10-06 to 2026-10-06, delivering a 0.4% CAGR. The worst-performing window ran from 2025-10-23 to 2026-10-23, delivering a -2.7% CAGR. This is a historical record of actual past outcomes, not a prediction - it shows the real range of results an investor holding for exactly 1 years could have seen depending on entry timing, which is why rolling returns (median across all windows, shown above) are a more representative single number than either extreme.
How concentrated are Groww Multi Asset Allocation Fund Direct Growth's top holdings?
Groww Multi Asset Allocation Fund Direct Growth's single largest disclosed holding, GROWW Gold ETF, accounts for 13.6404% of NAV. Its top 5 holdings together make up 34.7% of the portfolio, and its top 10 disclosed holdings make up 48.5% - as of 2026-09-30. A higher concentration in the top few names means the fund's returns lean more heavily on those specific bets paying off, while a flatter spread means no single holding drives outcomes as much either way.
Who manages Groww Multi Asset Allocation Fund Direct Growth, and what category does it belong to?
Groww Multi Asset Allocation Fund Direct Growth is managed by Groww Asset Management Limited and is classified under the Multi Asset Allocation category, the SEBI-defined scheme categorization that groups funds by their investment mandate (market-cap focus, sector, or asset mix) so investors can compare like-for-like funds rather than across unrelated strategies. The AMC (asset management company) is the regulated entity legally responsible for the fund's operations, portfolio decisions, and disclosures, though day-to-day investment calls are made by a designated fund manager within the mandate set by the scheme's category and stated objective.
Data as of 2026-10-29. Source: AMFI disclosures via Punji. Not investment advice.