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Retirement FundBaroda BNP Paribas Asset Management India Private LimitedNot enough history yet

Baroda BNP Paribas Retirement Fund - Direct plan - Growth option

Benchmark: CRISIL Hybrid 35+65 - Aggressive Index · Riskometer: Very High

₹12.2531

NAV (2026-08-31)

₹404.85 Cr

AUM (2026-08-31)

1.21%

EXPENSE RATIO (DIRECT)

2024-05-08

INCEPTION

?Quality · -/100
?Safety · -/100
?Compound · -/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

-3.1%2.4%7.9%13%19%1Y
Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Not enough data yet to rank this fund against its category.

This fund is less than three years old, so a three-year risk history does not exist yet.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

27.93%16.52%TOP 27100%
Other 27.93%Banks 16.52%Automobiles 5%Electrical Equipment 4.74%IT - Software 3.74%Capital Markets 3.64%Chemicals & Petrochemicals 3.61%Finance 3.55%Pharmaceuticals & Biotechnology 3.44%Petroleum Products 3.09%Construction 2.7%Insurance 2.09%Consumer Durables 2.07%Telecom - Services 2.04%Beverages 1.7%Cement & Cement Products 1.54%Food Products 1.53%Leisure Services 1.43%Industrial Products 1.38%Aerospace & Defense 1.3%Healthcare Services 1.3%Financial Technology (Fintech) 1.1%Agricultural, Commercial & Construction Vehicles 1.08%IT - Services 0.96%Retailing 0.91%Power 0.88%Non - Ferrous Metals 0.73%

TOP HOLDINGS

6.9% Government of India (15/04/2065) ()18%
7.34% Government of India (22/04/2064) ()3.92%
ICICI Bank Limited (Banks)2.86%
HDFC Bank Limited (Banks)2.8%
Larsen & Toubro Limited (Construction)2.7%
State Bank of India (Banks)2.3%
Divi's Laboratories Limited (Pharmaceuticals & Biotechnology)2.21%
Clearing Corporation of India Ltd ()2.13%
Titan Company Limited (Consumer Durables)2.07%
Bharti Airtel Limited (Telecom - Services)2.04%

Matching peers needs three years of risk history, which this fund does not have yet.

21.01

P/E Ratio

2.89

P/B Ratio

0.9761

Dividend Yield (%)

0.849

Portfolio Turnover - Equity (%)

7.39

YTM (%)

3.07

Macaulay Duration (yrs)

2.95

Modified Duration (yrs)

3.11

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

72.07%25.2%TOP 3100%
Equity 72.07%Debt 25.2%Cash 2.73%

CHART

Market Cap Split

As of Jul-2026

58.96%25.23%14.91%TOP 399%
Large 58.96%Mid 25.23%Small 14.91%

CHART

Credit Quality

As of Jul-2026

22.89%TOP 425%
AAA 1.25%AA 1.05%Sovereign 22.89%Other 0.01%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.